Study abroad guidance · New Zealand
Study in New ZealandStudent Visa Guidance from Jalandhar
Compare New Zealand study programs and education providers, then prepare a student-visa application that reflects your course and circumstances.

Information on this page was checked against official New Zealand Government sources on 22 October 2026. Reviewed by Mandeep Sandhu, Sandhu Overseas, Jalandhar. Next scheduled review: January 2027. Two changes land on 16 November 2026 — both are marked below. Always confirm on the Immigration New Zealand page linked beside each point before you act.
Why students from Jalandhar look at New Zealand
New Zealand is usually the quieter option on a Punjabi student’s shortlist, and that is part of its appeal. It is a smaller system with fewer applicants, a published provider quality rating that anyone can look up, and a post-study work route that is generous at master’s level. It also tends to be the destination where the gap between what agents say and what the rules say is widest, because the rules changed in November 2025 and much of what circulates in Jalandhar predates that.
25 hours a week, not 20
The in-study work limit rose from 20 to 25 hours a week on 3 November 2025. If a page or a consultant still tells you 20, their information is a year out of date — which tells you something about the rest of what they are saying.
Three years after a master’s
A master’s or doctoral qualification with at least 30 weeks of study in New Zealand gives a Post-Study Work Visa of up to three years, with no employer restriction and no occupation restriction at degree level 7 and above.
Provider quality is public
NZQA rates education organisations from Category One to Category Four and publishes the result. Immigration New Zealand will not grant a student visa for a programme at a Category Four provider. You can check any college yourself in under a minute.
Partner routes exist, at the right level
A partner can get an open work visa where you are studying at level 9 or 10, or at level 7 or 8 on a qualification that appears on the Green List or the post-study work list. At other levels the partner can usually apply only for a visitor visa.
What changed, and what is about to
| Change | What it means for you | Date |
|---|---|---|
| New Short-Term Graduate Work Visa | Six months of open work rights for graduates of Level 5 to 7 qualifications studied full-time for at least 24 weeks — a group that previously got nothing. Not available if your qualification already makes you eligible for the Post-Study Work Visa. | 16 Nov 2026 |
| Post-Study Work Visa widens | Immigration New Zealand has said eligibility extends to Level 7 Graduate Diplomas studied full-time in New Zealand, and to bachelor’s degrees completed in New Zealand or overseas. Confirm the detail on the INZ page before planning around it. | 16 Nov 2026 |
| Work rights raised | From 20 to 25 hours a week during study, for all student visas granted from this date — even where the application was lodged earlier. | 3 Nov 2025 |
| Exchange and Study Abroad students get work rights | Including students on one-semester programmes, who previously had none. | 3 Nov 2025 |
| Changing provider needs a new visa | You can no longer simply vary your conditions to change college or drop to a lower level of study — you need a new student visa, unless the change is beyond your control. | 3 Nov 2025 |
Sources: INZ — new Short-Term Graduate Work Visa · INZ — changes to student visa work rights · INZ — staying to work after study.
Check your college before anything else
New Zealand gives you something most destinations do not: a public quality rating for every non-university provider. NZQA runs External Evaluation and Review and places organisations in Category One through Category Four, One being the strongest. Immigration New Zealand will not grant a student visa for a programme at a Category Four provider. That single rule has saved several of our students a deposit.
The same register tells you whether a provider is a signatory to the Code of Practice. A New Zealand provider must be an approved signatory before it can enrol international students at all, so a college that is not on that list is not in a position to take you.
- Search the provider by name or provider number on NZQA’s Find Education Organisations register
- Check the performance category — avoid Category Four entirely, and ask questions about Category Three
- Confirm Code of Practice signatory status shows as Yes
- Note that full English language work rights on a short course require a university or a Category One provider
Official sources: NZQA — Find Education Organisations · NZQA — the Code of Practice 2021.
Money you must show
New Zealand states its living-cost requirement as a flat annual figure, which makes it easier to plan than systems that calculate per month and per location.
| Who is studying | Living funds required |
|---|---|
| Tertiary, English language or other non-compulsory study, one year or more | NZ$20,000 (approx. ₹10.46 lakh) per year |
| The same, study shorter than one year | NZ$1,667 (approx. ₹87,200) per month |
| School students, years 1 to 13, one year or more | NZ$17,000 (approx. ₹8.89 lakh) per year |
| School students, study under one year | NZ$1,417 (approx. ₹74,100) per month |
Tuition is separate. If you have prepaid accommodation, such as a school homestay fee, that can be deducted from the living-costs figure, but you must evidence any shortfall.
What Immigration New Zealand accepts as evidence:
- Bank statements showing the account holder’s name and the last three months of transactions
- A fixed-term deposit certificate for funds held at least three months
- A scholarship award letter
- An education loan disbursal letter together with the sanction letter from a nationalised or multinational bank, secured against fixed assets
- Evidence of a withdrawable provident fund
If someone is sponsoring you, note three rules that catch people out: the sponsor is legally responsible for all your living costs even if you pay some yourself; you cannot change your sponsor later; and you cannot be sponsored for a second visa if you were not sponsored for the first. An individual sponsor must be a New Zealand citizen or resident and a family member or friend, and must evidence that they can afford it.
Official source: INZ — student fund requirements. Amounts are set by instruction and change; confirm the current figures before you move money.
English: who actually decides
This is the point on which most Jalandhar pages about New Zealand are simply wrong. For a Fee Paying Student Visa, Immigration New Zealand does not set an English test or a minimum band score. The requirement sits in the offer of place: your education provider must confirm that it has assessed your English proficiency and academic capability and is satisfied you can succeed on the programme.
In practice that means your test requirement comes from the provider, and it varies by institution and by programme. A university master’s and a private training establishment diploma can ask for quite different things. So the correct question is not “what IELTS does New Zealand need” but “what does this provider need for this course”.
There is one place where a test score does bite for the visa itself: if your work rights depend on being on an English language programme, English test requirements apply to those work rights.
We do not publish an IELTS table for New Zealand on this page, because publishing one would imply Immigration New Zealand sets it. If you want to prepare, our IELTS guide covers the test itself.
The medical requirement for applicants from India
New Zealand ties its health requirements to how long you intend to stay and to where you have lived. India is not on Immigration New Zealand’s list of low tuberculosis incidence countries, so Indian applicants almost always have a health step.
| Intended stay | What is required |
|---|---|
| Under 6 months | Normally nothing, unless an immigration officer asks |
| Over 6 months and up to 12 months | Chest X-ray Certificate (INZ 1096), less than three months old |
| Over 12 months | General Medical Certificate (INZ 1007) plus Chest X-ray Certificate |
Children under 11 and pregnant women do not need the x-ray unless a special report is called for. Because the x-ray certificate has a three-month shelf life, the order in which you do things matters: book it to land inside the window in which you will actually apply, not as the first thing you tick off.
Official source: INZ — health requirements. Confirm the current forms and the low-incidence country list before booking.
How the application works, step by step
Check the provider on the NZQA register
Performance category and Code of Practice signatory status, before you apply for admission. A Category Four provider cannot support a student visa at all.
Get your offer of place, and read it properly
It must state the programme, the minimum completion time, the tuition fee, whether domestic or foreign fees apply, full-time or part-time status, and the vacation dates for a programme of a year or more. Those vacation dates determine when you can work full-time.
Assemble funds the way INZ reads them
Three months of statement history, loan sanction and disbursal letters together, and an explanation ready for any deposit over NZ$2,000 (approx. ₹1.05 lakh). A sudden balance invites the question the rules are designed to ask.
Complete your medical or chest x-ray
With a panel physician, timed so the certificate is still current when you apply. Over twelve months of study means a full medical as well as the x-ray.
Apply online through Immigration Online
International student visa applications must be made online — the paper route is not available. Family members apply separately; they cannot be added to your form.
Respond to anything INZ asks for
Source-of-funds questions, a repayment plan for a loan, or employment evidence for a provident fund are all routine requests. Answer them completely the first time.
Check the two dates on your visa
A New Zealand student visa shows a visa expiry and a separate travel-permission expiry, and carries multiple-journey travel conditions. Know both before you book anything.
Official source: INZ — Fee Paying Student Visa. Visa fees, the immigration levy and the International Visitor Levy are set by regulation and change; check the current amounts on the INZ fees page rather than relying on any figure quoted elsewhere.
Working while you study
The limit is 25 hours a week during study, raised from 20 on 3 November 2025. It is not automatic — your visa must carry the condition, and you qualify for it if you meet one of these:
- A full-time programme of at least two academic years
- A full-time programme leading to a New Zealand level 4 or higher qualification, micro-credentials excluded
- Full-time study on an approved tertiary student exchange scheme
- A full-time English language programme of at least 24 teaching weeks, meeting the English test requirements
- Full-time English study of at least 14 consecutive weeks at a university or a Category One provider
- A full-time Study Abroad programme under a New Zealand institution’s partner agreement
Full-time work during scheduled vacations is allowed where your programme is full-time and at least one academic year, which New Zealand defines as at least 120 credits over at least eight months. If your programme runs eight months or more but carries fewer than 120 credits, full-time work is limited to the Christmas and New Year holiday period. Your provider’s schedule sets the vacation dates, not your own calendar.
One more point that surprises people: on in-study work rights you can only work as an employee. Self-employment and contracting are not permitted.
Official source: INZ — working while studying.
After you finish: post-study work options
| What you completed | Work visa length |
|---|---|
| Master’s or doctoral qualification, at least 30 weeks studied in New Zealand | Up to 3 years |
| Level 7 degree, at least 30 weeks studied in New Zealand | Matches the length of study stated in your offer of place |
| Level 8 or below generally | Matches the length of study stated in your offer of place |
| Non-degree level 4 to 7 on INZ’s eligible list | As above, and the work must be in the related occupation |
Three details decide more cases than the table does. You must apply within three months of your student visa’s end date, or six months for a doctoral degree. You must have at least NZ$5,000 (approx. ₹2.62 lakh) available for maintenance. And you can hold a Post-Study Work Visa only once in your life — which is why the choice of programme is also a choice about this visa.
Note that the visa length for level 8 and below follows the offer of place, not how long you actually took. A thirty-two week programme gives a thirty-two week visa. Failing a paper and taking longer does not extend it.
At degree level 7 and above there is no occupation restriction and no employer restriction — you can work in any lawful job anywhere in New Zealand, subject to any occupational registration your field requires. At non-degree level 7 and below, your work must match the occupation your qualification is listed against.
Official sources: INZ — qualifications needed for a Post-Study Work Visa · INZ — how long you can stay.
The new Short-Term Graduate Work Visa
From 16 November 2026 New Zealand opens a six-month open work visa for a group that previously had no post-study route at all: graduates of Level 5 to 7 qualifications who are not eligible for the Post-Study Work Visa. For a Jalandhar student weighing a diploma rather than a degree, this changes the calculation.
- Six months of open work rights, working for an employer under an employment agreement or contract for services
- Qualification at NZQCF Level 5 to 7, studied full-time for at least 24 weeks in New Zealand
- Not available for English language, foundation or bridging qualifications
- Not available if your qualification already makes you eligible for the Post-Study Work Visa
- At least NZ$5,000 (approx. ₹2.62 lakh) available, and a medical or chest x-ray depending on your intended stay
- Apply within three months of your New Zealand student visa expiring
- Not eligible if your student visa expired before 16 August 2026
- Business ownership is not permitted, and you cannot get a second one or extend it
- You cannot support a partner for a work visa or children for a Dependent Child Student Visa on this visa
Official source: INZ — new Short-Term Graduate Work Visa. This visa is new; confirm the fee and the final detail on the INZ page when applications open.
Can your partner and children come?
New Zealand ties partner work rights to the level of your study, which makes the course choice a family decision as much as an academic one.
Your partner may apply for an open work visa if you hold a student visa to study:
- A level 9 or 10 qualification — master’s and doctoral level
- A level 7 or 8 qualification that appears on the Green List, or on the list of qualifications eligible for a Post-Study Work Visa
- Or you are a New Zealand scholarship student funded by the Ministry of Foreign Affairs and Trade
At other study levels, your partner can usually apply only for a visitor visa based on your partnership. Where a partner work visa is granted, it is generally open — any employer, any lawful job — and runs for the same period as your student visa.
Dependent school-age children of a partner holding that work visa can be treated as domestic students and pay no school tuition fees. If you hold the student visa directly, your children can only get student visas in narrow circumstances, mainly if you are a foreign PhD student at a New Zealand university, on a government-approved exchange, or an MFAT scholarship holder.
You cannot include family members on your own student visa application — they apply separately. A child under ten must be accompanied by a legal guardian unless they are a domestic student or living in an approved school hostel. Our spouse visa and dependent visa pages cover the wider family routes.
Official source: INZ — partner of a student.
If your application is declined
An immigration officer must decline a temporary entry application where they are not satisfied that the applicant meets all the relevant instructions and no exception is justified, and must give written reasons. Read those reasons carefully — they are the only reliable guide to what a second application has to fix.
For applicants who are in New Zealand, reconsideration must be requested within 14 days of receiving notice of the decline, while still lawfully in the country, with a fee. It is decided by an officer of equal or higher grade, and the outcome is final. Appeals to the Immigration and Protection Tribunal are available for residence class visas, not for temporary visas such as student visas.
Visa fees and levies are not refunded if an application is declined.
Immigration New Zealand publishes offshore student visa decision data broken down by nationality, but it does not publish reasons for decline. Any “top ten reasons for New Zealand student visa rejection” list you find online is somebody’s opinion, including when it is ours. Our observations from practice are offered as observations.
Official sources: INZ — if your visa is declined · INZ — offshore student visa decision data.
Starting your New Zealand application from Jalandhar
A New Zealand file has three moving parts that have to be sequenced: the NZQA check before you apply for admission, the three-month shelf life of the chest x-ray certificate, and three months of clean bank history behind the funds. Get those in the wrong order and you lose an intake, not a day.
Come in with your papers
Our office is at 298, 1st Floor, Defence Colony, Jalandhar, open Monday to Saturday, 9:00 AM to 6:00 PM. If you are in Jalandhar, Kapurthala, Phagwara, Nakodar, Hoshiarpur or Nawanshahr, bring your marksheets, your passport and your bank or loan paperwork.
We check the provider in front of you
The NZQA register is public and takes a minute. We will look your shortlisted colleges up while you are sitting there, and show you the category and the Code signatory status on screen.
Funds, three months back
New Zealand asks for three months of transaction history and explanations for large deposits. That is a plan you start three months early, not a document you produce in a week.
Jalandhar has a great many immigration offices and the quality varies. Whoever you work with, ask them to show you the Immigration New Zealand or NZQA page behind any rule they quote. If they tell you the work limit is twenty hours, you have your answer.
How Sandhu Overseas helps
We are an immigration and visa consultancy in Jalandhar. We are not part of Immigration New Zealand, we do not represent it, and no consultancy can guarantee a visa. What we can do is make sure your file is complete, current and consistent, and that you understand each requirement before you spend money against it.
Programme and provider review
Matching your academics and budget to programmes, and checking every shortlisted provider’s NZQA category and Code status before you apply.
Admission and offer of place
Applications, offer review and fee guidance — including reading the offer for the details that set your work rights and your post-study visa length.
Funds documentation
Organising statements, loan sanction and disbursal letters and sponsor paperwork so the file answers INZ’s source-of-funds questions before they are asked.
Medical and x-ray timing
Booking the chest x-ray and, where needed, the general medical so the certificates are still valid on the day you apply.
Post-study planning
Working out, before you enrol, what your programme will actually give you afterwards — three years, a matched-length visa, the new six-month route, or nothing.
Family options, mapped early
If a partner or children are part of the plan, we set out which study levels unlock a partner work visa and which do not, before you choose a course.
Other New Zealand services from our Jalandhar office
This page covers the student visa. If your New Zealand plan takes a different route, these pages go into each one:
New Zealand student visa
Our student visa service page for New Zealand, with admission and application support.
New Zealand residence
Residence pathways and how study and work experience fit into them.
Spouse visa
Partner routes across our destinations, and how they differ from a dependant application.
Dependent visa
Family members joining a student or worker overseas.
IELTS guide
What the test covers and how to plan preparation around an intake.
Visa document checklist
The paperwork most student applications need, whatever the destination.
Study abroad guide
Choosing a destination, a level of study and an intake that fit your plan.
Student visa consultant in Jalandhar
Our local page for students starting an enquiry in Jalandhar.
Frequently asked questions
How many hours can I work on a New Zealand student visa?
How much money do I need to show for a New Zealand student visa?
What IELTS score does New Zealand require for a student visa?
Do I need a medical or chest x-ray for New Zealand?
How do I check that a New Zealand college is genuine?
How long is the New Zealand post-study work visa?
What is the new Short-Term Graduate Work Visa?
Can my wife or husband work while I study in New Zealand?
Will my children pay school fees in New Zealand?
Can I change my college after arriving in New Zealand?
Can I appeal if my New Zealand student visa is declined?
Can I be self-employed on a New Zealand student visa?
Does a loan count as proof of funds?
How long can I stay on a New Zealand student visa?
Do I need a consultant for a New Zealand student visa?
Talk through your New Zealand plan with us
Bring your marksheets, your budget and your questions. We will tell you honestly what the current rules allow for your profile — including when the answer is that a different destination or a different programme fits you better.
Call the study desk: +91 78371-05715 WhatsApp us All student visa services
Sandhu Overseas · 298, 1st Floor, Defence Colony, Jalandhar, Punjab 144001 · Monday to Saturday, 9:00 AM – 6:00 PM · Punjab Govt Approved Agent, Licence No. 1807/MC-6/MA/JAL
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Rupee amounts shown in brackets are approximate, converted at exchange rates of 12 November 2026. Exchange rates change daily, so check the current rate before arranging funds.
