Study abroad guidance · New Zealand

Study in New ZealandStudent Visa Guidance from Jalandhar

Compare New Zealand study programs and education providers, then prepare a student-visa application that reflects your course and circumstances.

Indian student at Auckland harbour with the Sky Tower behind him

Information on this page was checked against official New Zealand Government sources on 22 October 2026. Reviewed by Mandeep Sandhu, Sandhu Overseas, Jalandhar. Next scheduled review: January 2027. Two changes land on 16 November 2026 — both are marked below. Always confirm on the Immigration New Zealand page linked beside each point before you act.

Two things change on 16 November 2026. A brand-new Short-Term Graduate Work Visa opens for diploma and graduate-certificate students who currently get nothing after study, and Post-Study Work Visa eligibility widens. There is a catch that nobody is talking about yet: students whose New Zealand student visa expired before 16 August 2026 will not be eligible for the new visa when applications open.
NZ$20,000 (approx. ₹10.46 lakh)Living funds per year, tertiary
25 hours a weekWork rights, up from 20
Up to 3 yearsPost-study work, master’s level
Category 1–4NZQA provider ratings you must check

Why students from Jalandhar look at New Zealand

New Zealand is usually the quieter option on a Punjabi student’s shortlist, and that is part of its appeal. It is a smaller system with fewer applicants, a published provider quality rating that anyone can look up, and a post-study work route that is generous at master’s level. It also tends to be the destination where the gap between what agents say and what the rules say is widest, because the rules changed in November 2025 and much of what circulates in Jalandhar predates that.

25 hours a week, not 20

The in-study work limit rose from 20 to 25 hours a week on 3 November 2025. If a page or a consultant still tells you 20, their information is a year out of date — which tells you something about the rest of what they are saying.

Three years after a master’s

A master’s or doctoral qualification with at least 30 weeks of study in New Zealand gives a Post-Study Work Visa of up to three years, with no employer restriction and no occupation restriction at degree level 7 and above.

Provider quality is public

NZQA rates education organisations from Category One to Category Four and publishes the result. Immigration New Zealand will not grant a student visa for a programme at a Category Four provider. You can check any college yourself in under a minute.

Partner routes exist, at the right level

A partner can get an open work visa where you are studying at level 9 or 10, or at level 7 or 8 on a qualification that appears on the Green List or the post-study work list. At other levels the partner can usually apply only for a visitor visa.

What changed, and what is about to

ChangeWhat it means for youDate
New Short-Term Graduate Work VisaSix months of open work rights for graduates of Level 5 to 7 qualifications studied full-time for at least 24 weeks — a group that previously got nothing. Not available if your qualification already makes you eligible for the Post-Study Work Visa.16 Nov 2026
Post-Study Work Visa widensImmigration New Zealand has said eligibility extends to Level 7 Graduate Diplomas studied full-time in New Zealand, and to bachelor’s degrees completed in New Zealand or overseas. Confirm the detail on the INZ page before planning around it.16 Nov 2026
Work rights raisedFrom 20 to 25 hours a week during study, for all student visas granted from this date — even where the application was lodged earlier.3 Nov 2025
Exchange and Study Abroad students get work rightsIncluding students on one-semester programmes, who previously had none.3 Nov 2025
Changing provider needs a new visaYou can no longer simply vary your conditions to change college or drop to a lower level of study — you need a new student visa, unless the change is beyond your control.3 Nov 2025

Sources: INZ — new Short-Term Graduate Work Visa · INZ — changes to student visa work rights · INZ — staying to work after study.

The 16 August 2026 cut-off. The Short-Term Graduate Work Visa is not retrospective. If your New Zealand student visa expired before 16 August 2026, you will not be eligible when applications open on 16 November. If yours expires after that date, the three-month application window matters — work out your dates now rather than in November.

Check your college before anything else

New Zealand gives you something most destinations do not: a public quality rating for every non-university provider. NZQA runs External Evaluation and Review and places organisations in Category One through Category Four, One being the strongest. Immigration New Zealand will not grant a student visa for a programme at a Category Four provider. That single rule has saved several of our students a deposit.

The same register tells you whether a provider is a signatory to the Code of Practice. A New Zealand provider must be an approved signatory before it can enrol international students at all, so a college that is not on that list is not in a position to take you.

  • Search the provider by name or provider number on NZQA’s Find Education Organisations register
  • Check the performance category — avoid Category Four entirely, and ask questions about Category Three
  • Confirm Code of Practice signatory status shows as Yes
  • Note that full English language work rights on a short course require a university or a Category One provider

Official sources: NZQA — Find Education Organisations · NZQA — the Code of Practice 2021.

Money you must show

New Zealand states its living-cost requirement as a flat annual figure, which makes it easier to plan than systems that calculate per month and per location.

Who is studyingLiving funds required
Tertiary, English language or other non-compulsory study, one year or moreNZ$20,000 (approx. ₹10.46 lakh) per year
The same, study shorter than one yearNZ$1,667 (approx. ₹87,200) per month
School students, years 1 to 13, one year or moreNZ$17,000 (approx. ₹8.89 lakh) per year
School students, study under one yearNZ$1,417 (approx. ₹74,100) per month

Tuition is separate. If you have prepaid accommodation, such as a school homestay fee, that can be deducted from the living-costs figure, but you must evidence any shortfall.

What Immigration New Zealand accepts as evidence:

  • Bank statements showing the account holder’s name and the last three months of transactions
  • A fixed-term deposit certificate for funds held at least three months
  • A scholarship award letter
  • An education loan disbursal letter together with the sanction letter from a nationalised or multinational bank, secured against fixed assets
  • Evidence of a withdrawable provident fund
Deposits over NZ$2,000 (approx. ₹1.05 lakh) get asked about. Immigration New Zealand says plainly that it may ask you to explain large deposits, or many smaller ones, and to prove where the money came from if the account was opened recently — through tax returns, payslips or business documents. If you are showing a loan, it may ask for a repayment plan. This is the part of a New Zealand file that most often needs work when a student comes to us having already prepared it themselves.

If someone is sponsoring you, note three rules that catch people out: the sponsor is legally responsible for all your living costs even if you pay some yourself; you cannot change your sponsor later; and you cannot be sponsored for a second visa if you were not sponsored for the first. An individual sponsor must be a New Zealand citizen or resident and a family member or friend, and must evidence that they can afford it.

Official source: INZ — student fund requirements. Amounts are set by instruction and change; confirm the current figures before you move money.

English: who actually decides

This is the point on which most Jalandhar pages about New Zealand are simply wrong. For a Fee Paying Student Visa, Immigration New Zealand does not set an English test or a minimum band score. The requirement sits in the offer of place: your education provider must confirm that it has assessed your English proficiency and academic capability and is satisfied you can succeed on the programme.

In practice that means your test requirement comes from the provider, and it varies by institution and by programme. A university master’s and a private training establishment diploma can ask for quite different things. So the correct question is not “what IELTS does New Zealand need” but “what does this provider need for this course”.

There is one place where a test score does bite for the visa itself: if your work rights depend on being on an English language programme, English test requirements apply to those work rights.

We do not publish an IELTS table for New Zealand on this page, because publishing one would imply Immigration New Zealand sets it. If you want to prepare, our IELTS guide covers the test itself.

The medical requirement for applicants from India

New Zealand ties its health requirements to how long you intend to stay and to where you have lived. India is not on Immigration New Zealand’s list of low tuberculosis incidence countries, so Indian applicants almost always have a health step.

Intended stayWhat is required
Under 6 monthsNormally nothing, unless an immigration officer asks
Over 6 months and up to 12 monthsChest X-ray Certificate (INZ 1096), less than three months old
Over 12 monthsGeneral Medical Certificate (INZ 1007) plus Chest X-ray Certificate

Children under 11 and pregnant women do not need the x-ray unless a special report is called for. Because the x-ray certificate has a three-month shelf life, the order in which you do things matters: book it to land inside the window in which you will actually apply, not as the first thing you tick off.

Official source: INZ — health requirements. Confirm the current forms and the low-incidence country list before booking.

How the application works, step by step

Check the provider on the NZQA register

Performance category and Code of Practice signatory status, before you apply for admission. A Category Four provider cannot support a student visa at all.

Get your offer of place, and read it properly

It must state the programme, the minimum completion time, the tuition fee, whether domestic or foreign fees apply, full-time or part-time status, and the vacation dates for a programme of a year or more. Those vacation dates determine when you can work full-time.

Assemble funds the way INZ reads them

Three months of statement history, loan sanction and disbursal letters together, and an explanation ready for any deposit over NZ$2,000 (approx. ₹1.05 lakh). A sudden balance invites the question the rules are designed to ask.

Complete your medical or chest x-ray

With a panel physician, timed so the certificate is still current when you apply. Over twelve months of study means a full medical as well as the x-ray.

Apply online through Immigration Online

International student visa applications must be made online — the paper route is not available. Family members apply separately; they cannot be added to your form.

Respond to anything INZ asks for

Source-of-funds questions, a repayment plan for a loan, or employment evidence for a provident fund are all routine requests. Answer them completely the first time.

Check the two dates on your visa

A New Zealand student visa shows a visa expiry and a separate travel-permission expiry, and carries multiple-journey travel conditions. Know both before you book anything.

Official source: INZ — Fee Paying Student Visa. Visa fees, the immigration levy and the International Visitor Levy are set by regulation and change; check the current amounts on the INZ fees page rather than relying on any figure quoted elsewhere.

Working while you study

The limit is 25 hours a week during study, raised from 20 on 3 November 2025. It is not automatic — your visa must carry the condition, and you qualify for it if you meet one of these:

  • A full-time programme of at least two academic years
  • A full-time programme leading to a New Zealand level 4 or higher qualification, micro-credentials excluded
  • Full-time study on an approved tertiary student exchange scheme
  • A full-time English language programme of at least 24 teaching weeks, meeting the English test requirements
  • Full-time English study of at least 14 consecutive weeks at a university or a Category One provider
  • A full-time Study Abroad programme under a New Zealand institution’s partner agreement

Full-time work during scheduled vacations is allowed where your programme is full-time and at least one academic year, which New Zealand defines as at least 120 credits over at least eight months. If your programme runs eight months or more but carries fewer than 120 credits, full-time work is limited to the Christmas and New Year holiday period. Your provider’s schedule sets the vacation dates, not your own calendar.

Unlimited hours, but only for research degrees. Students on a Masters by research or a doctoral degree at a New Zealand tertiary institution have no limit on working hours. A taught master’s does not get this — it sits under the 25-hour rule. The two are easy to confuse and the difference is worth confirming with your provider before you choose the programme.

One more point that surprises people: on in-study work rights you can only work as an employee. Self-employment and contracting are not permitted.

Official source: INZ — working while studying.

After you finish: post-study work options

What you completedWork visa length
Master’s or doctoral qualification, at least 30 weeks studied in New ZealandUp to 3 years
Level 7 degree, at least 30 weeks studied in New ZealandMatches the length of study stated in your offer of place
Level 8 or below generallyMatches the length of study stated in your offer of place
Non-degree level 4 to 7 on INZ’s eligible listAs above, and the work must be in the related occupation

Three details decide more cases than the table does. You must apply within three months of your student visa’s end date, or six months for a doctoral degree. You must have at least NZ$5,000 (approx. ₹2.62 lakh) available for maintenance. And you can hold a Post-Study Work Visa only once in your life — which is why the choice of programme is also a choice about this visa.

Note that the visa length for level 8 and below follows the offer of place, not how long you actually took. A thirty-two week programme gives a thirty-two week visa. Failing a paper and taking longer does not extend it.

At degree level 7 and above there is no occupation restriction and no employer restriction — you can work in any lawful job anywhere in New Zealand, subject to any occupational registration your field requires. At non-degree level 7 and below, your work must match the occupation your qualification is listed against.

Official sources: INZ — qualifications needed for a Post-Study Work Visa · INZ — how long you can stay.

The new Short-Term Graduate Work Visa

From 16 November 2026 New Zealand opens a six-month open work visa for a group that previously had no post-study route at all: graduates of Level 5 to 7 qualifications who are not eligible for the Post-Study Work Visa. For a Jalandhar student weighing a diploma rather than a degree, this changes the calculation.

  • Six months of open work rights, working for an employer under an employment agreement or contract for services
  • Qualification at NZQCF Level 5 to 7, studied full-time for at least 24 weeks in New Zealand
  • Not available for English language, foundation or bridging qualifications
  • Not available if your qualification already makes you eligible for the Post-Study Work Visa
  • At least NZ$5,000 (approx. ₹2.62 lakh) available, and a medical or chest x-ray depending on your intended stay
  • Apply within three months of your New Zealand student visa expiring
  • Not eligible if your student visa expired before 16 August 2026
  • Business ownership is not permitted, and you cannot get a second one or extend it
  • You cannot support a partner for a work visa or children for a Dependent Child Student Visa on this visa

Official source: INZ — new Short-Term Graduate Work Visa. This visa is new; confirm the fee and the final detail on the INZ page when applications open.

Can your partner and children come?

New Zealand ties partner work rights to the level of your study, which makes the course choice a family decision as much as an academic one.

Your partner may apply for an open work visa if you hold a student visa to study:

  • A level 9 or 10 qualification — master’s and doctoral level
  • A level 7 or 8 qualification that appears on the Green List, or on the list of qualifications eligible for a Post-Study Work Visa
  • Or you are a New Zealand scholarship student funded by the Ministry of Foreign Affairs and Trade

At other study levels, your partner can usually apply only for a visitor visa based on your partnership. Where a partner work visa is granted, it is generally open — any employer, any lawful job — and runs for the same period as your student visa.

Dependent school-age children of a partner holding that work visa can be treated as domestic students and pay no school tuition fees. If you hold the student visa directly, your children can only get student visas in narrow circumstances, mainly if you are a foreign PhD student at a New Zealand university, on a government-approved exchange, or an MFAT scholarship holder.

You cannot include family members on your own student visa application — they apply separately. A child under ten must be accompanied by a legal guardian unless they are a domestic student or living in an approved school hostel. Our spouse visa and dependent visa pages cover the wider family routes.

Official source: INZ — partner of a student.

If your application is declined

This is the most important paragraph on the page, and it is on no competitor site we can find. The right to ask Immigration New Zealand to reconsider a declined temporary visa is available only to applicants who are inside New Zealand. A student applying from Jalandhar has no statutory right to reconsideration. An officer may look again if new and compelling information arrives promptly, but is not required to. In practice an offshore decline means preparing a fresh, better application, not an appeal.

An immigration officer must decline a temporary entry application where they are not satisfied that the applicant meets all the relevant instructions and no exception is justified, and must give written reasons. Read those reasons carefully — they are the only reliable guide to what a second application has to fix.

For applicants who are in New Zealand, reconsideration must be requested within 14 days of receiving notice of the decline, while still lawfully in the country, with a fee. It is decided by an officer of equal or higher grade, and the outcome is final. Appeals to the Immigration and Protection Tribunal are available for residence class visas, not for temporary visas such as student visas.

Visa fees and levies are not refunded if an application is declined.

Immigration New Zealand publishes offshore student visa decision data broken down by nationality, but it does not publish reasons for decline. Any “top ten reasons for New Zealand student visa rejection” list you find online is somebody’s opinion, including when it is ours. Our observations from practice are offered as observations.

Official sources: INZ — if your visa is declined · INZ — offshore student visa decision data.

Starting your New Zealand application from Jalandhar

A New Zealand file has three moving parts that have to be sequenced: the NZQA check before you apply for admission, the three-month shelf life of the chest x-ray certificate, and three months of clean bank history behind the funds. Get those in the wrong order and you lose an intake, not a day.

Come in with your papers

Our office is at 298, 1st Floor, Defence Colony, Jalandhar, open Monday to Saturday, 9:00 AM to 6:00 PM. If you are in Jalandhar, Kapurthala, Phagwara, Nakodar, Hoshiarpur or Nawanshahr, bring your marksheets, your passport and your bank or loan paperwork.

We check the provider in front of you

The NZQA register is public and takes a minute. We will look your shortlisted colleges up while you are sitting there, and show you the category and the Code signatory status on screen.

Funds, three months back

New Zealand asks for three months of transaction history and explanations for large deposits. That is a plan you start three months early, not a document you produce in a week.

Jalandhar has a great many immigration offices and the quality varies. Whoever you work with, ask them to show you the Immigration New Zealand or NZQA page behind any rule they quote. If they tell you the work limit is twenty hours, you have your answer.

How Sandhu Overseas helps

We are an immigration and visa consultancy in Jalandhar. We are not part of Immigration New Zealand, we do not represent it, and no consultancy can guarantee a visa. What we can do is make sure your file is complete, current and consistent, and that you understand each requirement before you spend money against it.

Programme and provider review

Matching your academics and budget to programmes, and checking every shortlisted provider’s NZQA category and Code status before you apply.

Admission and offer of place

Applications, offer review and fee guidance — including reading the offer for the details that set your work rights and your post-study visa length.

Funds documentation

Organising statements, loan sanction and disbursal letters and sponsor paperwork so the file answers INZ’s source-of-funds questions before they are asked.

Medical and x-ray timing

Booking the chest x-ray and, where needed, the general medical so the certificates are still valid on the day you apply.

Post-study planning

Working out, before you enrol, what your programme will actually give you afterwards — three years, a matched-length visa, the new six-month route, or nothing.

Family options, mapped early

If a partner or children are part of the plan, we set out which study levels unlock a partner work visa and which do not, before you choose a course.

Other New Zealand services from our Jalandhar office

This page covers the student visa. If your New Zealand plan takes a different route, these pages go into each one:

Frequently asked questions

How many hours can I work on a New Zealand student visa?
Up to 25 hours a week during study, raised from 20 on 3 November 2025, provided your visa carries that condition and you meet one of the eligibility criteria — most commonly a full-time programme at New Zealand level 4 or higher. Students on a Masters by research or a doctoral degree at a New Zealand tertiary institution have no hourly limit. Anyone still telling you the limit is 20 hours is working from pre-November 2025 information.
How much money do I need to show for a New Zealand student visa?
NZ$20,000 (approx. ₹10.46 lakh) a year in living costs for tertiary study of one year or more, or NZ$1,667 (approx. ₹87,200) a month for shorter study. School students need NZ$17,000 (approx. ₹8.89 lakh) a year. Tuition is separate. Prepaid accommodation such as a homestay fee can be deducted, but you must evidence any shortfall. Amounts are set by instruction and change, so confirm them on the Immigration New Zealand page before moving money.
What IELTS score does New Zealand require for a student visa?
Immigration New Zealand does not set a test or a band score for the Fee Paying Student Visa. The requirement sits in your offer of place: your education provider must confirm it has assessed your English and academic capability and is satisfied you can succeed. So the score you need comes from the provider and the programme, and it varies. Any page publishing a single national IELTS requirement for New Zealand is presenting a provider’s rule as a government one.
Do I need a medical or chest x-ray for New Zealand?
India is not on Immigration New Zealand’s low tuberculosis incidence list, so yes in most cases. For study of more than six months and up to twelve, you need a chest x-ray certificate less than three months old. For study of more than twelve months you need a general medical certificate as well. Under six months, normally nothing unless an officer asks.
How do I check that a New Zealand college is genuine?
Use NZQA’s Find Education Organisations register. It shows the provider number, the performance category from One to Four, and whether the provider is a signatory to the Code of Practice. Immigration New Zealand will not grant a student visa for a programme at a Category Four provider, and a provider must be an approved Code signatory before it can enrol international students at all.
How long is the New Zealand post-study work visa?
Up to three years for a master’s or doctoral qualification with at least 30 weeks of study in New Zealand. At level 8 and below the visa matches the length of study stated in your offer of place — a 32-week programme gives a 32-week visa. You must apply within three months of your student visa ending, six months for a doctoral degree, and you can hold a Post-Study Work Visa only once in your life.
What is the new Short-Term Graduate Work Visa?
A six-month open work visa opening on 16 November 2026 for graduates of Level 5 to 7 qualifications studied full-time for at least 24 weeks in New Zealand, where the qualification does not already make you eligible for the Post-Study Work Visa. English language, foundation and bridging qualifications are excluded. You must apply within three months of your student visa expiring, and you are not eligible if your student visa expired before 16 August 2026.
Can my wife or husband work while I study in New Zealand?
Only at certain study levels. A partner can apply for an open work visa if you are studying a level 9 or 10 qualification, or a level 7 or 8 qualification that appears on the Green List or the post-study work eligible list, or if you hold an MFAT-funded New Zealand scholarship. At other levels your partner can usually apply only for a visitor visa based on your partnership.
Will my children pay school fees in New Zealand?
Dependent school-age children of a partner holding a Partner of a Student Work Visa can be treated as domestic students and pay no school tuition fees. If you hold the student visa directly, your children only qualify for student visas in narrow circumstances — mainly if you are a foreign PhD student at a New Zealand university, on a government-approved exchange, or an MFAT scholarship holder.
Can I change my college after arriving in New Zealand?
Not simply by varying your conditions. Since 3 November 2025 you generally need a new student visa to change education provider or to drop to a lower level of study, unless the provider change is beyond your control. This is a significant change from the earlier rules and it catches students who assumed they could switch after a semester.
Can I appeal if my New Zealand student visa is declined?
If you applied from India, you have no statutory right to reconsideration — that right is only available to applicants who are inside New Zealand, within 14 days of the decline. An officer may look again if new and compelling information is provided promptly, but is not obliged to. Appeals to the Immigration and Protection Tribunal are for residence class visas, not student visas. In practice an offshore decline means preparing a stronger fresh application. Fees are not refunded.
Can I be self-employed on a New Zealand student visa?
No. On in-study work rights you can only work as an employee. Self-employment and contracting are not permitted. The same restriction applies on the new Short-Term Graduate Work Visa, where business ownership is not allowed.
Does a loan count as proof of funds?
Yes, where it is documented properly. Immigration New Zealand accepts an education loan disbursal letter together with the sanction letter from a nationalised or multinational bank, secured against fixed assets. It may also ask for a repayment plan. A sanction letter alone, without the disbursal letter, is a common gap we see in files prepared elsewhere.
How long can I stay on a New Zealand student visa?
Your visa will state its own expiry date and a separate travel-permission expiry date, and it carries multiple-journey travel conditions. The period granted depends on your programme and your circumstances, so check the dates on your own visa rather than relying on a general figure — including any figure quoted on a consultancy website.
Do I need a consultant for a New Zealand student visa?
You can apply yourself; Immigration New Zealand publishes everything free of charge and the application is online. What a consultancy adds is current knowledge, sequencing and completeness. Before engaging anyone, ask what their role formally is, get the fee structure in writing, and be wary of any promise of guaranteed approval or a stated success rate. Nobody can guarantee an Immigration New Zealand decision.

Talk through your New Zealand plan with us

Bring your marksheets, your budget and your questions. We will tell you honestly what the current rules allow for your profile — including when the answer is that a different destination or a different programme fits you better.

Call the study desk: +91 78371-05715 All student visa services

Sandhu Overseas · 298, 1st Floor, Defence Colony, Jalandhar, Punjab 144001 · Monday to Saturday, 9:00 AM – 6:00 PM · Punjab Govt Approved Agent, Licence No. 1807/MC-6/MA/JAL

Important. This page is general information, not individual immigration advice, and it is not a substitute for the official Immigration New Zealand and NZQA guidance linked throughout. Requirements, fees and amounts change without notice, and two significant changes take effect on 16 November 2026. Sandhu Overseas does not guarantee that a visa will be issued — that decision rests entirely with Immigration New Zealand. Please confirm every requirement on immigration.govt.nz before acting on it.

Rupee amounts shown in brackets are approximate, converted at exchange rates of 12 November 2026. Exchange rates change daily, so check the current rate before arranging funds.

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