Study abroad guidance · Canada
Study in CanadaStudent Visa Guidance from Jalandhar
Explore Canadian colleges and universities, compare programs that fit your background, and prepare a clear study plan with guidance from Sandhu Overseas.

Information on this page was checked against official Government of Canada sources on 22 October 2026. Reviewed by Mandeep Sandhu, Sandhu Overseas, Jalandhar. Next scheduled review: January 2027. Rules, fees and amounts change — always confirm on the IRCC page linked beside each point before you act.
In short
- You need an offer from a designated learning institution (DLI), a Provincial Attestation Letter in most cases, and proof that you can pay for your first year.
- Living funds for a single applicant outside Quebec are CAN$23,448 (approx. ₹15.43 lakh), on top of first-year tuition and travel.
- The Student Direct Stream closed on 8 November 2024. Everyone now applies through the regular study permit stream.
- A GIC is not compulsory. It is one accepted way to show living funds, not the only one.
- Eligible students may work up to 24 hours a week off campus during study terms.
The short forms, in plain language
Canadian study permit pages are full of abbreviations. These are the ones you will actually meet.
Immigration, Refugees and Citizenship Canada. The government department that decides your study permit.
Designated Learning Institution. A school approved to host international students. A study permit is only issued for a DLI.
Provincial or Territorial Attestation Letter. Proof that your province has a place for you. Most applications need one, and your institution requests it.
Quebec Acceptance Certificate. Quebec’s own approval. It is used instead of a PAL if you study in Quebec.
Guaranteed Investment Certificate. A Canadian bank product some students use to show living funds. It is not compulsory.
Student Direct Stream. A faster route that closed on 8 November 2024. It no longer exists.
Post-Graduation Work Permit. A permit that lets eligible graduates work in Canada after they finish. Eligibility depends on the program, not only the school.
Visa Application Centre. Where you give your biometrics in India after you submit the application.
Why students from Jalandhar and Doaba look at Canada
Canada remains one of the most-asked-about destinations at our Jalandhar office, and the reasons are practical rather than emotional. A student who plans properly can work part-time through the academic year, stay on to work after graduating, and in many cases build the Canadian work experience that permanent-residence programs ask for. None of that is automatic, and every step has conditions attached — but the pathway is published, and it is the same pathway for everybody.
You can work while you study
Eligible full-time students at a designated learning institution may work up to 24 hours a week off campus during academic sessions, and without a cap during scheduled school breaks. On-campus work has no hourly cap at all. You need a SIN, and your program must already have started.
A published route to work after graduating
The Post-Graduation Work Permit gives graduates of eligible programs an open work permit — up to three years after a two-year program, and three years for a master’s degree even when the master’s itself is shorter. It is granted once in a lifetime, and the eligibility rules tightened in late 2024.
Study options at every level
Colleges, polytechnics and universities across ten provinces hold designated learning institution status, from one-year postgraduate certificates to research master’s and doctoral programs. Course choice drives everything downstream — work rights, permit length, and whether a PGWP is available at all.
Family routes exist — but they narrowed
Since January 2025, an open work permit for a spouse or common-law partner is limited to students in a master’s program of 16 months or longer, a doctoral program, or certain listed professional degrees. If taking your spouse matters to your plan, that constraint has to shape your course choice from day one.
What changed recently — read this before you apply
Most of the advice circulating in Jalandhar is two years out of date. Between November 2024 and September 2026 the Government of Canada rewrote large parts of the international student framework. If you are working from a cousin’s experience from 2023, almost every number below has moved.
| Change | What it means for you | In effect |
|---|---|---|
| Provincial Attestation Letter (PAL/TAL) | Most applicants must now submit a letter from the province confirming a study space, with the application. Quebec uses a CAQ instead. | Current |
| Student Direct Stream closed | SDS and Nigeria Student Express ended. Everybody applies through the standard stream. The old “IELTS 6.0 in each band for SDS” rule no longer exists. | 8 Nov 2024 |
| Off-campus work raised | From 20 to 24 hours a week during academic sessions. | Nov 2024 |
| No school changes on the same permit | Post-secondary students must apply for and be approved for a new study permit before switching institutions. | Nov 2024 |
| PGWP language + field-of-study rules | A language test is now required for the PGWP, and non-degree graduates must come from an eligible field of study. | 1 Nov 2024 |
| Spouse open work permit narrowed | Limited to spouses of students in longer master’s, doctoral and listed professional programs. | 21 Jan 2025 |
| PAL exemption for graduate degrees | Degree-granting master’s and doctoral programs at a public DLI no longer need a PAL — but you must submit proof of the exemption. | 1 Jan 2026 |
| Living-cost requirement raised | A single applicant must now show CAN$23,448 (approx. ₹15.43 lakh) for living expenses, up from CAN$22,895 (approx. ₹15.06 lakh). | 1 Sep 2026 |
Sources: IRCC new international student regulations, end of the Student Direct Stream, changes to family open work permits.
The Provincial Attestation Letter (PAL), explained
This is the single most common gap we see in applications prepared without current guidance, and it is the one thing almost no consultancy website in Punjab explains. A PAL is a letter from the province or territory where you intend to study, confirming that a space has been allocated to you under Canada’s study permit cap. Your designated learning institution applies for it; the province issues it.
It goes in with the application
A PAL is not something you add later. It must be submitted with your study permit application and must be valid on the day you apply — not on the day your course starts. Each applicant needs their own, including family members applying alongside you.
It expires with the cap year
A letter issued for the 2026 cap year is valid until 31 December 2026 unless it shows an earlier date, and it is tied to the school that is named on it. A letter from a previous cap year cannot be reused.
Some applicants are exempt
School students up to grade 12, degree-granting master’s and doctoral students at a public DLI (from January 2026), exchange students paying no tuition, Global Affairs Canada scholarship holders and several other categories do not need one. Exempt applicants must still submit proof of the exemption.
You will need a new PAL if yours has expired, your previous application was decided either way, you change schools, you change level of study, you extend at a different institution, or you are restoring your student status. Getting the letter usually requires accepting your offer and paying tuition in part or in full, so it sits inside your admission timeline, not after it.
Official source: IRCC — Provincial attestation letter.
Proof of funds: the current figures
These amounts cover living expenses only. Tuition and travel are additional, and the figures apply to applications submitted on or after 1 September 2026. Quebec sets its own cost-of-living requirement through its immigration ministry.
| People coming to Canada | Funds required for a year (outside Quebec) |
|---|---|
| 1 — you only | CAN$23,448 (approx. ₹15.43 lakh) |
| 2 | CAN$29,192 (approx. ₹19.21 lakh) |
| 3 | CAN$35,888 (approx. ₹23.61 lakh) |
| 4 | CAN$43,572 (approx. ₹28.67 lakh) |
| 5 | CAN$49,419 (approx. ₹32.52 lakh) |
| 6 | CAN$55,736 (approx. ₹36.67 lakh) |
| 7 | CAN$62,054 (approx. ₹40.83 lakh) |
| Each additional person beyond 7 | CAN$6,318 (approx. ₹4.16 lakh) |
Evidence IRCC lists as acceptable includes:
- A GIC from a Canadian financial institution
- A receipt from your DLI showing first-year tuition and housing paid
- A bank student or education loan from a financial institution
- Six months of bank statements that show where the income came from
- A Canadian bank account in your own name, if money has already been transferred
- A scholarship, or funding under a Government of Canada programme
- Recent pay stubs, pension documents, or proof of rental income
- A letter from whoever is funding you, stating their employment, their relationship to you, their dependants and the amount — with proof of the relationship and their identification
You do not need every one of these. You need enough to satisfy an officer that the money exists, that it is yours or lawfully available to you, and that it can be traced. In our experience the applications that struggle are rarely the ones with too little money; they are the ones where large deposits appear shortly before filing with no explanation of where they came from.
Official source: IRCC — Proof of financial support.
The five things IRCC actually requires
Canada’s published eligibility list for a study permit is short. Everything else you read about is either evidence supporting one of these five points, or a separate requirement that applies later.
- You are enrolled or registered at a designated learning institution
- You can prove you have enough money for tuition, living costs and return travel — for yourself and any family members coming with you
- You obey the law, have no criminal record, and provide a police certificate if one is requested
- You are in good health and complete a medical examination if one is required
- You satisfy an officer that you will leave Canada when your permit expires
Note what is not on that list: a language test. IRCC does not set an English or French test requirement for the study permit itself. Colleges and universities set their own admission language standards, and they vary widely. A language test does become mandatory later, when you apply for a Post-Graduation Work Permit.
Official source: IRCC — Study permit: who can apply.
Check your college is a DLI — and check the PGWP separately
A designated learning institution is a school approved by a provincial or territorial government to host international students. If your school is not on the list, your study permit application cannot succeed. The list is searchable on the IRCC website and every DLI has a number that goes on your application form.
Official sources: IRCC — Designated learning institutions list · PGWP eligibility.
Documents you will need
Always required
Your validated letter of acceptance from the DLI; proof of identity — a valid passport for you and each family member travelling, plus two recent passport-size photographs with your name and date of birth on the back; and proof of funds.
Required in most cases
A Provincial or Territorial Attestation Letter, or a Quebec Acceptance Certificate (CAQ) if you are studying in Quebec. If you are exempt, submit the proof of your exemption instead.
Recommended
A letter of explanation setting out why you want to study in Canada, why this program, and that you understand your responsibilities as an international student. IRCC recommends it; we treat it as essential, because it is where your study plan is made coherent.
Check whether these apply
An immigration medical examination; a police certificate; proof of custodianship for a child under 17 not travelling with a parent or guardian; and any country-specific documents your local visa office requires.
An incomplete application can be returned to you without being processed, which costs you an intake. Use IRCC’s online questionnaire to generate your personalised document checklist before you start uploading, and read Instruction Guide 5269 rather than relying on a summary of it.
Official source: IRCC — Get your documents ready.
How the application works, step by step
Choose a program and a DLI, and check PGWP eligibility first
Work backwards from what you want after graduation. Confirm the school is a DLI, and confirm the specific program is PGWP-eligible if a work permit matters to you.
Accept your offer and obtain your PAL or CAQ
This usually means paying part or all of your first-year tuition. The province issues the letter through your school; build the time into your intake planning.
Assemble funds and documents, and write your study plan
Six months of traceable bank history is worth more than a sudden balance. Your letter of explanation should connect your past study, your chosen program and your plans honestly.
Create an IRCC secure account and submit
Answer the online questions to get your personalised checklist, upload each document in its correct slot — the letter of acceptance goes only in its own space — and pay the processing and biometric fees.
Give your biometrics within 30 days
Most applicants aged 14 to 79 provide fingerprints and a photograph. Book the appointment as soon as the request letter arrives. Biometrics are generally valid for ten years.
Complete the medical examination with a panel physician
Applicants from India need an immigration medical exam for stays over six months. It must be done by an IRCC panel physician — your own doctor cannot do it, and the physician does not make the decision.
Respond to anything IRCC asks for
IRCC may request more information, an interview, a police certificate or an updated letter of acceptance. Deadlines here are real; a missed one is treated as a non-response.
Receive the decision and prepare to travel
If approved from outside Canada you receive a port of entry letter of introduction — this is not your study permit — plus a visa or eTA. The permit itself is issued when you arrive and your identity is checked.
Official sources: IRCC — How to apply · After you apply · Medical exam requirements. Study permit and biometric fees are published by IRCC and change from time to time — check the current amounts on the IRCC page before paying.
Working while you study
| Where | During academic sessions | During scheduled school breaks |
|---|---|---|
| Off campus | Up to 24 hours a week, across all jobs combined | No limit on hours |
| On campus | No limit on hours | No limit on hours |
To work at all you must be a full-time student at a DLI who has started the program, be enrolled in a post-secondary academic, vocational or professional program of at least six months leading to a degree, diploma or certificate, hold a study permit carrying work conditions, and have a Social Insurance Number. Part-time study is accepted only in your final semester, where a full load is no longer needed to finish. You cannot work before your program begins, and you must stop during an authorised leave or while switching schools. If your program has no scheduled breaks, the 24-hour limit applies all year.
Official sources: IRCC — Work off campus · Work on campus.
After you graduate: the Post-Graduation Work Permit
The PGWP is an open work permit, which means you are not tied to one employer. You may receive one only once in your life, so the decision about which program to study is also a decision about this permit.
| Program you completed | Work permit length |
|---|---|
| Less than 8 months | Not eligible for a PGWP at all |
| 8 months to under 2 years | Up to the same length as the program |
| 2 years or more | Up to 3 years |
| Master’s degree (at least 8 months) | Up to 3 years, even if the program is shorter than 2 years |
Certificate and diploma programs do not get the master’s concession, and the permit can never run longer than your passport’s validity. You must apply within 180 days of the confirmation that you finished, and you must have held a valid study permit at some point during those 180 days.
Two further requirements arrived on 1 November 2024, and they are easy to confuse:
| Your credential | Language level, all four skills | Field-of-study restriction |
|---|---|---|
| Bachelor’s, master’s or doctoral degree | CLB / NCLC 7 | None |
| Other university program | CLB / NCLC 7 | Applies |
| College, polytechnic or non-university program | CLB / NCLC 5 | Applies |
The language requirement is keyed to the date you apply for the PGWP; the field-of-study requirement is keyed to the date you applied for your study permit. Accepted tests are CELPIP-General, IELTS General Training and PTE Core for English, and TEF Canada or TCF Canada for French, with results less than two years old. The eligible field-of-study list is published by IRCC and tied to labour-market shortages; IRCC has stated that it will not add or remove fields during 2026, which means the list should be re-checked for 2027. Study completed online from outside Canada after 31 August 2024 does not count towards the permit, and at least half your program must be completed in class in Canada.
Official sources: IRCC — About the PGWP · Field of study requirement.
Can your spouse or children come with you?
Since 21 January 2025 an open work permit for a spouse or common-law partner is available only where the student holds a valid study permit and is enrolled in a master’s program of 16 months or longer, a doctoral program, or one of the listed eligible or professional degree programs — which include MD, JD, LLB, BCL, DVM, BScN or BSN, BEd, and BEng or BASc. The partner’s permit normally matches the study permit’s validity, and it cannot be extended into the student’s final term.
IRCC’s published rules name spouses and common-law partners as the eligible family category for this permit. Children’s situations are assessed separately, and a minor child attending preschool, primary or secondary school in Canada while accompanied by a parent authorised to study or work there does not need a study permit of their own. If your family plan is central to the decision, we would rather map it against the current rules with you at the start than discover a constraint after a deposit has been paid. Our dependent visa and spouse visa pages cover the wider family routes.
Official sources: IRCC — Help your spouse or partner work in Canada · Study without a permit.
If your application is refused
A refusal is not the end of the road, and it is not a mystery either. IRCC sends a letter explaining the decision, and it publishes the reasons an application may be refused:
- You did not have a valid letter of acceptance
- You did not prove you had enough money to support yourself
- You did not pass a required medical examination
- You did not convince the officer that studying is your main purpose in Canada
- You did not convince the officer that you will leave Canada at the end of your studies
The last two are discretionary findings, which is why two applicants with similar paperwork can receive different outcomes. If you want to understand a decision in detail, a refused applicant may request the officer’s decision notes from IRCC. Reapplying without addressing what the letter actually says is the most expensive mistake we see.
Official sources: IRCC — After you apply: next steps · Requesting officer decision notes.
Starting your Canada application from Jalandhar
Most people who sit down with us in Jalandhar are not comparing Canada with nothing. They are comparing it with an application a cousin filed three or four years ago, under rules that no longer exist. Half of a first consultation is usually spent replacing out-of-date assumptions with what the Government of Canada actually requires today. Here is what the process looks like when you are starting it from Jalandhar or anywhere in Doaba.
Come in with your papers
Our office is at 298, 1st Floor, Defence Colony, Jalandhar, open Monday to Saturday, 9:00 AM to 6:00 PM. If you are in Jalandhar, Kapurthala, Phagwara, Nakodar, Hoshiarpur or Nawanshahr, bring your marksheets, your passport and a realistic idea of your budget, and we will work through them with you in one sitting.
Paperwork takes longer than people expect
A passport, six months of bank statements, sponsor documents and, in some cases, attestation are not same-day items in Punjab. In our experience far more Jalandhar students miss an intake on documentation than on eligibility, which is why we work backwards from the intake date rather than forwards from today.
Biometrics and the medical
Biometrics are given at a Canada visa application centre once IRCC sends your request letter, and you have 30 days from the date on that letter. The medical examination must be done by an IRCC panel physician, not your family doctor. We point you to the current official lists for both when your letter arrives.
Jalandhar has more immigration offices per square kilometre than almost any city in India, and the quality varies enormously. Whoever you end up working with, ask them to show you the official page behind any rule they quote. Every figure on this page carries its link for exactly that reason.
How Sandhu Overseas helps
We are an immigration and visa consultancy based in Jalandhar. We are not a government department, we do not represent IRCC, and no consultancy anywhere can guarantee a visa. What we can do is make sure your application is complete, current and consistent, and that you understand each requirement before you commit money to it.
Profile and program review
We look at your academics, gaps, budget and family plans together, then shortlist DLIs and programs that fit — checking PGWP eligibility at course level before you apply, not after.
Admission and PAL coordination
Applications to your shortlisted institutions, offer and deposit guidance, and coordination of the attestation letter with the school so it arrives before you file, not after.
Funds documentation
Help organising traceable financial evidence and sponsor documentation against the current requirement, so your file explains itself without an officer having to ask.
Application preparation
Form completion, document checks against your personalised IRCC checklist, and support with your letter of explanation and study plan in your own words.
Biometrics and medicals
Guidance on booking your biometric appointment within the 30-day window and completing the medical examination with an IRCC panel physician.
Family and post-arrival questions
Where your spouse or children are part of the plan, we set out what the current rules allow before you choose a program — and what they do not.
Other Canada services from our Jalandhar office
This page covers the study permit. If your Canada plan involves a different route, these pages go into each one:
Canada student visa
Our student visa service page for Canada, with admission and application support.
Canada PR
Permanent residence routes, eligibility assessment and documentation.
Canada spouse visa
Spouse and partner routes, and how they differ from a dependent application.
Canada dependent visa
Family members accompanying a student or worker to Canada.
Canada visitor visa
Short visits, family visits and the documents a visitor application needs.
Canada schooling visa
School-level study in Canada and guardianship arrangements.
Canada PR consultant in Jalandhar
Our local page for people starting a PR enquiry in Jalandhar.
Express Entry guide
How the Express Entry system works and where study experience fits.
Looking at other countries too?
Each page is written from that country’s own official immigration source and carries its own review date.
Frequently asked questions
Do I need a Provincial Attestation Letter for Canada?
How much money do I need to show for a Canadian study permit?
Is a GIC compulsory for a Canadian study permit?
Is the Student Direct Stream still available?
Do I need IELTS for a Canadian study permit?
How do I check that my college is a DLI?
How long can I work while studying in Canada?
How long is a Post-Graduation Work Permit valid?
Can my spouse work while I study in Canada?
Do I need a medical examination if I am applying from India?
How long does a Canadian study permit take to process?
Can I change my college after I arrive in Canada?
What are the reasons a Canadian student visa is refused?
Can I apply for permanent residence after studying in Canada?
Do I need a consultant, and how do I check one?
Talk through your Canada plan with us
Bring your marksheets, your budget and your questions. We will tell you honestly what the current rules allow for your profile — including when the answer is that a different destination or a different program fits you better.
Call the study desk: +91 78371-05715 WhatsApp us All student visa services
Sandhu Overseas · 298, 1st Floor, Defence Colony, Jalandhar, Punjab 144001 · Monday to Saturday, 9:00 AM – 6:00 PM · Punjab Govt Approved Agent, Licence No. 1807/MC-6/MA/JAL
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Rupee amounts shown in brackets are approximate, converted at exchange rates of 12 November 2026. Exchange rates change daily, so check the current rate before arranging funds.
