Study abroad guidance · United States

Study in the USAStudent Visa Guidance from Jalandhar

Explore U.S. universities, colleges, and vocational programs, and prepare for the school-admission and student-visa steps in the right order.

Indian student in New York with the Statue of Liberty and Manhattan skyline behind him

Information on this page was checked against official US Government sources on 22 October 2026. Reviewed by Mandeep Sandhu, Sandhu Overseas, Jalandhar. Next scheduled review: January 2027. US student visa rules changed substantially during 2026 — the changes are set out below with their official sources. Always confirm on the linked page before you act.

The single biggest change in years took effect on 15 September 2026. F-1 students are no longer admitted for “duration of status”. Admission is now for a fixed period — the length of your programme, capped at four years — and staying beyond it means applying to USCIS for an extension of stay. The period you have to prepare to depart after your programme ends has been cut from 60 days to 30. If a consultancy in Jalandhar is still describing the old system to you, they have not read the rule.
4 years maximumFixed admission period, from Sep 2026
20 hours a weekOn-campus work in session
12 + 24 monthsOPT, plus STEM extension
In-person interviewNow the rule for F, M and J

Why students from Jalandhar look at the USA

The United States still has the deepest set of universities in the world and, for a graduate in engineering, computing or the sciences, the longest post-study work runway of any destination we handle: twelve months of practical training and a further twenty-four if the degree is in a designated STEM field. That is three years of work authorisation without an employer petition, which no other country on our list matches.

It is also the destination where the rules moved most in 2026, and where the gap between what circulates in Jalandhar and what the law now says is widest. Three things changed that affect every applicant from Punjab: the interview is now compulsory, your application must be made in India rather than wherever an appointment is quickest, and your social media must be visible. None of those were true two years ago.

Twelve months of OPT, plus twenty-four for STEM

Optional Practical Training gives twelve months of work authorisation for each higher level of study. A bachelor’s or master’s in a DHS-designated STEM field can add a further twenty-four months on top.

Work during the course, on campus

Up to twenty hours a week across all on-campus jobs while school is in session, and full-time when it is not. Off-campus work needs separate authorisation such as CPT.

India is not on any current restriction list

The visa suspensions announced for January 2026 and the visa bond requirements phased in through 2026 do not include India. That is worth knowing, because a good deal of anxiety in Punjab is being caused by news about other countries.

Family can come, but cannot work

Your spouse and children can hold F-2 status, each with their own Form I-20. F-2 dependants may not work, and an adult dependant may only study part-time. This is the clearest difference from Canada and Australia.

What changed in 2026

ChangeWhat it means for youDate
Fixed admission period replaces duration of statusYou are admitted for the length of your programme, capped at four years, not for as long as you remain a student. Beyond that you must apply to USCIS for an extension of stay. The departure preparation period drops from 60 days to 30.15 Sep 2026
In-person interview is now the general ruleInterview waivers were cut back sharply, and F, M and J are not on the remaining exempt list. Plan for an interview.1 Oct 2025
Apply in your country of nationality or residenceYou should schedule your interview in India. Chasing a quicker appointment in a third country is no longer a strategy.15 Jul 2026
Social media reviewed; profiles must be publicF, M and J applicants are instructed to set all of their social media profiles to “public” or “open” for the online-presence review.30 Mar 2026
Country suspensions and visa bondsSuspensions covering student visas apply to a list of countries; visa bonds apply to another list, and only to visitor visas. India is on neither.2026

Sources: Federal Register — fixed time period of admission final rule · Interview waiver update · Adjudicating applicants in their country of residence · Expanded screening and vetting.

A discrepancy you should know about. Some US Government pages still describe the old 60-day departure period, because they have not been updated since the rule changed. The September 2026 rule sets it at 30 days. The rule governs, but if you are already in the United States, confirm your own dates with your Designated School Official rather than relying on any website, including this one.

A proposed change that would matter enormously

In October 2026 the Department of Homeland Security published a proposal to charge fees for Optional Practical Training: US$70,000 (approx. ₹65.59 lakh) for a student’s first OPT and US$30,000 (approx. ₹28.11 lakh) for any subsequent OPT, including a STEM extension. The fee would be paid by the SEVP-certified school, which may pass it on, and a Designated School Official would have to confirm payment before recommending OPT.

This is a proposal, not a rule. The comment period closes on 9 November 2026, and nothing takes effect until a final rule is published and a further period elapses. We are mentioning it because it is the most consequential thing on the horizon for Indian students and because you should hear about it from the Federal Register rather than from a WhatsApp forward. Nobody can tell you today whether it will be adopted, in what form, or when. Treat anyone who claims otherwise with suspicion.

Official source: Federal Register — Optional Practical Training Fees (proposed rule).

What the US actually requires of an F-1 applicant

The Department of State’s own manual sets out five criteria. Failure on any one of them is a refusal under Section 214(b) of the Immigration and Nationality Act.

  • Acceptance at a school, evidenced by Form I-20
  • Intent to enter the United States solely to pursue a full course of study at an approved institution
  • Present intent to leave the United States after the approved activities
  • Sufficient funds
  • Preparation for the course of study

Note which of these is not on the list: a particular test score, a particular bank balance, or a particular academic percentage. Those are set by universities, not by the visa rules.

Official source: 9 FAM 402.5 — Foreign Affairs Manual, student visas.

Intent: the point everyone in Punjab gets wrong

Every F-1 applicant must overcome a statutory presumption that they intend to immigrate. The Department of State says plainly that strong ties to your home country are the key factor, and gives its own examples: a job, a home, and family and friend relationships.

What is less widely known, and it comes from the Department’s own manual, is the standard that is actually applied. A student applicant is judged on present intent, not on what they might do after several years abroad, and a later change in intent is not by itself a reason to refuse a visa. The applicant must have a residence abroad that they have no intention of abandoning.

What this means in practice. You do not have to pretend you have never thought about your long-term future, and the officer is not asking you to promise you will never work in America. The question is whether, today, your purpose is study and you have a life to return to. Rehearsed answers that do not match the rest of your file are far more damaging than an honest one.

Official sources: travel.state.gov — visa denials · 9 FAM 402.5-5(E). Our visa interview guide covers preparation.

Check the school is SEVP-certified

Only a school certified by the Student and Exchange Visitor Program can issue you a Form I-20, and without an I-20 there is no F-1 application. The Department of Homeland Security publishes a public school search where you can check any institution by name, location or level of study, and see whether it is certified for F-1, M-1 or both.

Do this yourself before you pay any application fee. It takes a minute, and it is the single cheapest piece of due diligence available to you.

Official source: DHS Study in the States — school search.

Form I-20 and the SEVIS record

What the I-20 contains

Your personal and academic details, your SEVIS identification number and the school’s SEVIS code, the programme start and end dates, and the school’s statement of tuition and other expenses alongside your financial resources. It is signed by a Designated School Official and by you.

Print it, sign it, carry it

If your I-20 arrives electronically, print and sign it. You must present it at the visa interview and again at the US port of entry. Each spouse and each minor child travelling with you needs an I-20 of their own.

The SEVIS fee comes next

The I-901 SEVIS fee is paid after you receive the I-20 and before your interview, and you should allow at least three business days for the payment to be verified. F-2 dependants do not pay it. A consular officer who cannot see your payment will refuse the application.

Your SEVIS record is the real file

The Department of State calls the SEVIS record “the definitive record of student status and visa eligibility”. The officer checks it before issuing, and should issue only where it reads “initial” or “active”.

Money: there is no fixed national figure

This is the question we are asked most often about the USA, and the honest answer is that the United States does not publish one. What it publishes is a standard. You must show enough readily available funds to meet all expenses for the first year of study, with later years covered by adequate funds from identified and reliable sources. The benchmark figure is the one printed on your own Form I-20, because the school is required to state its tuition and expenses there.

Two things the Foreign Affairs Manual expressly rules out. A plan to pay first-year costs out of CPT or OPT earnings is not sufficient. Neither is a mere intention to obtain a loan. If your funding plan rests on a loan, the loan needs to be sanctioned and documented, not intended. We see files from elsewhere in Jalandhar built on exactly these two assumptions.

Acceptable evidence, as the Student and Exchange Visitor Program describes it, includes family bank statements, sponsor documentation, financial aid and scholarship letters, and an employer letter stating annual salary. Note also that your Designated School Official must be satisfied of your financial ability before issuing the I-20, and individual schools set their own rules about what they will accept — so the school’s requirement and the consulate’s are two separate hurdles.

Official sources: 9 FAM 402.5-5(G) · DHS — financial ability.

How the application works, step by step

Get accepted by an SEVP-certified school

Check certification on the DHS school search before you apply. Acceptance has to come first — there is no visa application without an I-20.

Receive and sign your Form I-20

Issued by the school’s Designated School Official once it is satisfied of your admission and your financial ability. Print it and sign it.

Pay the I-901 SEVIS fee

After the I-20, before the interview, allowing at least three business days for verification. Keep the receipt; you will need to show it.

Complete the DS-160 online

The nonimmigrant visa application form, with a compliant photograph uploaded. Print the confirmation page — you cannot interview without it.

Schedule your interview in India

Since July 2026 you must apply in your country of nationality or residence. US consular posts in India are in New Delhi, Mumbai, Chennai, Hyderabad and Kolkata.

Set your social media to public

F, M and J applicants are instructed to set all of their social media profiles to public or open, for the online presence review. Do this before your interview, not after.

Attend the interview

Take your passport valid at least six months beyond your intended stay, your DS-160 confirmation, your fee receipts, your photograph and your signed I-20. Officers may also ask for transcripts, diplomas, test scores, evidence of your intent to return, and proof of how your costs will be paid. Fingerprints are usually taken at the interview.

Travel within the permitted window

You may apply for the visa up to 365 days before your programme start date, but you may not enter the United States more than 30 days before it. Carry your I-20 in your hand luggage, not your checked bag.

Official sources: travel.state.gov — student visa · US Mission India — apply for a nonimmigrant visa. Visa and SEVIS fee amounts change and are published officially; we do not quote them here.

Working during and after your studies

On campus

Up to twenty hours a week while school is in session, counted across all on-campus jobs combined, and full-time when school is not in session. You must report the work to your Designated School Official.

Curricular Practical Training (CPT)

CPT is training that relates directly to your major and is an integral part of the school’s established curriculum. It must be authorised by your DSO in SEVIS for one specific employer and period, before the work begins. You generally need to have been enrolled full-time for at least one full academic year first, and students studying English as a second language are not eligible.

The CPT trap. Full-time CPT means more than twenty hours a week — and one year of full-time CPT eliminates your eligibility for OPT entirely. Part-time CPT does not have that effect. Every year we meet students who took a full-time CPT placement without being told this, and lost three years of post-study work in the process. If a school is marketing heavy CPT as a feature, this is the question to ask.

Optional Practical Training (OPT)

PointRule
Length12 months for each higher level of study — so a further 12 after a master’s following a bachelor’s
Pre-completionPart-time while school is in session; full-time when it is not
Post-completionMust be at least 20 hours a week, or full-time
Unemployment allowed90 days in total on post-completion OPT
TimingThe DSO recommends OPT in SEVIS and issues an updated I-20 before you file; USCIS must receive your Form I-765 within 30 days of that recommendation or it is denied and the fee is lost
Start dateOn or after your programme end date, and no more than 60 days after it
ReportingName, address and employment changes to your DSO within 10 days

The STEM extension

A further 24 months is available on a bachelor’s degree or higher in a STEM field, where your major and its CIP code appear on the DHS-designated eligible list, and you apply during an existing period of post-completion OPT. It requires a Form I-983 training plan completed jointly with your employer before you file, in which an official with signatory authority attests that you will not replace a US worker, and that your pay is commensurate with a similarly situated US worker. You must work at least twenty hours a week, complete a self-evaluation within twelve months, and a final evaluation within ten days of the training ending.

Official sources: ICE — SEVIS employment · DHS — CPT · DHS — OPT · DHS — STEM OPT and Form I-983.

Bringing your spouse and children

Your spouse and children may hold F-2 status, which is derivative — it lasts only while you maintain F-1 status. Each dependant needs their own Form I-20, issued once you tell the school they will accompany you, and dependants do not pay the SEVIS fee. Same-sex and opposite-sex spouses are adjudicated identically.

  • F-2 dependants may not work, and are not eligible for a Social Security number
  • An F-2 spouse may study only part-time at an SEVP-certified school; full-time study requires changing status to F-1 or M-1
  • Dependants must show a copy of your F-1 visa and proof of the relationship

For a married applicant from Punjab this is usually the decisive comparison. In Canada, a spouse may qualify for an open work permit at certain study levels; in the United States the F-2 spouse cannot work at all. If both of you intend to earn, that difference should shape the destination, not be discovered afterwards. Our USA spouse visa and USA dependent visa pages cover the wider family routes.

Official source: DHS — bringing dependants to the United States.

If your visa is refused

Two refusal grounds account for almost everything you will hear about.

Section 214(b) means you did not establish eligibility for the category, or did not overcome the presumption that you intend to immigrate. The Department of State is explicit on two points: the refusal applies to that specific application, and there is no appeal process. To try again you complete a new form, pay the fee again and attend a new interview — and you should be able to show significant changes in your circumstances since the last attempt.

Section 221(g) means the officer did not have everything needed to decide. That covers both missing documents and administrative processing. Where documents are missing you have one year from the refusal to supply them; miss that and you must reapply and pay again.

There is no official list of common refusal reasons. The Department of State publishes the legal grounds and says ties to the home country are the key factor. It does not publish a ranked list of why Indian students are refused. Every “top ten reasons for US student visa rejection” article you will find, including anything we might say from our own experience, is commentary. Ours is offered as commentary; be wary of anyone presenting theirs as government data.

Official source: travel.state.gov — visa denials.

Starting your US application from Jalandhar

The American file is less about volume of paperwork than about order and consistency. The school’s acceptance has to come before the I-20, the I-20 before the SEVIS fee, the SEVIS fee before the interview, and your answers at the interview have to match the funding story in your documents. Most of what goes wrong is a mismatch rather than a missing paper.

Come in with your papers

Our office is at 298, 1st Floor, Defence Colony, Jalandhar, open Monday to Saturday, 9:00 AM to 6:00 PM. If you are in Jalandhar, Kapurthala, Phagwara, Nakodar, Hoshiarpur or Nawanshahr, bring your transcripts, test scores, passport and funding documents.

A funding story that holds together

First-year costs must be readily available, and a loan must be sanctioned rather than planned. We go through statements, sanction letters and sponsor documents so your paperwork and your interview answers say the same thing.

Interview preparation, not scripting

We work on being able to explain your course choice, your funding and your plans clearly and truthfully. Rehearsed answers that contradict your file are the fastest route to a refusal.

One more thing worth saying plainly. Jalandhar has a great many immigration offices and the quality varies. Whoever you work with, ask them to show you the travel.state.gov or DHS page behind any rule they quote. If they describe duration of status as though nothing changed in September 2026, you have your answer.

How Sandhu Overseas helps

We are an immigration and visa consultancy in Jalandhar. We are not part of the US Government, we do not represent the Department of State, and no consultancy can guarantee a visa. What we can do is make sure your file is complete, current and consistent, and that you understand each requirement before you spend money against it.

University and programme shortlisting

Matching your academics, test scores and budget to institutions, and confirming SEVP certification before you pay an application fee.

Admission and I-20

Applications, offer review and liaison with the Designated School Official so the I-20 reflects your actual funding and programme dates.

Funds documentation

Organising statements, loan sanction letters and sponsor paperwork to meet the first-year readily-available standard.

DS-160 and scheduling

Form completion, SEVIS fee guidance and appointment scheduling at the correct post in India.

Interview preparation

Honest, consistent preparation on your course choice, funding and plans — not a script.

Family expectations, set early

If a spouse is part of the plan, we explain at the first meeting that F-2 dependants cannot work — and what that means for your choice of destination.

Other USA services from our Jalandhar office

This page covers the F-1 student visa. If your US plan takes a different route, these pages go into each one:

Frequently asked questions

How long can I stay in the USA on an F-1 visa now?
Since 15 September 2026, F-1 students are admitted for a fixed period rather than for “duration of status”. The period is set at the length of your programme and cannot exceed four years. To remain beyond it you must apply to USCIS for an extension of stay. The period allowed to prepare to depart after your programme ends has been reduced from 60 days to 30. Some US Government web pages still show the old 60 days because they have not been updated; confirm your own dates with your Designated School Official.
How much money do I need to show for an F-1 visa?
There is no fixed national figure. The standard is that you must have enough readily available funds to meet all expenses for your first year of study, with later years covered by identified and reliable sources. The benchmark is the tuition and expenses figure printed on your own Form I-20. Note that the Foreign Affairs Manual expressly rules out relying on CPT or OPT earnings for first-year costs, and rules out a mere intention to obtain a loan.
Is an interview compulsory for a US student visa?
In practice yes. From 1 October 2025 an in-person interview became the general rule for nonimmigrant visa applicants, and F, M and J are not on the list of categories that remain eligible for a waiver. Plan on attending an interview at a US consular post in India.
Can I apply for my US visa in another country to get an earlier date?
No. Since 15 July 2026 applicants should schedule their interview at the US Embassy or Consulate in their country of nationality or residence. Where the basis is residence, you must be able to show that you reside there. Applying from a third country is no longer a route to a quicker appointment.
Do I have to make my social media public?
F, M and J applicants are instructed to adjust the privacy settings on all of their social media profiles to “public” or “open” for the Department of State’s online presence review. This has applied to student applicants since 2025 and was restated in March 2026. Do it before your interview.
Is India affected by the US travel restrictions or visa bonds?
No. The visa issuance suspensions that took effect in January 2026 cover specific named countries, and the visa bond requirement applies to a separate list and only to visitor visas. India appears on neither list. A good deal of worry in Punjab comes from news about restrictions that do not apply here.
What is the difference between CPT and OPT?
CPT is work that is an integral part of your school’s curriculum, authorised by your DSO for one specific employer and period before the work begins, and normally available only after a full academic year of study. OPT is practical training in your field, twelve months for each higher level of study, authorised by USCIS through an Employment Authorization Document. The crucial link between them: one year of full-time CPT eliminates your OPT eligibility entirely.
How long is OPT, and what is the STEM extension?
Twelve months of OPT for each higher level of study. If your degree is a bachelor’s or higher in a DHS-designated STEM field and your major’s CIP code is on the eligible list, you can apply during post-completion OPT for a further twenty-four months. The STEM extension needs a Form I-983 training plan agreed with your employer, at least twenty hours a week of work, and evaluations at twelve months and at the end.
How many days of unemployment am I allowed on OPT?
Ninety days in total on post-completion OPT. A SEVIS record with no employer information counts as unemployed, and SEVP may terminate a record that reaches the limit. Report any change of employer, name or address to your Designated School Official within ten days.
Can my wife or husband work in the USA on an F-2 visa?
No. F-2 dependants may not work and are not eligible for a Social Security number. An F-2 spouse may study only part-time at an SEVP-certified school; full-time study requires changing status to F-1 or M-1. For married applicants this is the sharpest difference between the United States and Canada, and it should be settled before you choose a destination.
Can I appeal a 214(b) refusal?
No. The Department of State states that there is no appeal process for a 214(b) ineligibility, and that the refusal applies to that specific application. You may reapply by completing a new form, paying the fee again and attending a new interview, and you should be able to show significant changes in your circumstances since the previous application.
What does 221(g) mean?
It means the consular officer did not have all the information needed to conclude that you are eligible. It covers both missing documents and administrative processing. Where documents are missing you have one year from the refusal to submit them; after that you must reapply and pay the fee again. Failure to show payment of the SEVIS fee is itself a 221(g) ground.
Are OPT fees of $70,000 (approx. ₹65.59 lakh) really coming?
A proposal was published in the Federal Register on 8 October 2026 for OPT fees of US$70,000 (approx. ₹65.59 lakh) for a first OPT and US$30,000 (approx. ₹28.11 lakh) for any subsequent OPT including a STEM extension, payable by the school. It is a proposed rule, not law. The comment period closes on 9 November 2026 and nothing takes effect until a final rule is published. Nobody can tell you today whether it will be adopted or in what form.
How do I check that a US university is genuine?
Use the Department of Homeland Security’s Study in the States school search. It lets you look up any institution by name, location or level and shows whether it is certified for F-1, M-1 or both. Only an SEVP-certified school can issue the Form I-20 that an F-1 application depends on.
Do I need a consultant for a US student visa?
You can apply yourself; travel.state.gov and the DHS Study in the States site publish everything free of charge. What a consultancy adds is current knowledge, sequencing and consistency between your documents and your answers. Before engaging anyone, ask what their role formally is, get the fee structure in writing, and be wary of any promise of guaranteed approval or a stated success rate. Nobody can guarantee a consular decision, and the Department of State publishes no approval data by consultant.

Talk through your USA plan with us

Bring your transcripts, your test scores, your budget and your questions. We will tell you honestly what the current rules allow for your profile — including when the answer is that a different destination fits your situation better.

Call the study desk: +91 78371-05715 All student visa services

Sandhu Overseas · 298, 1st Floor, Defence Colony, Jalandhar, Punjab 144001 · Monday to Saturday, 9:00 AM – 6:00 PM · Punjab Govt Approved Agent, Licence No. 1807/MC-6/MA/JAL

Important. This page is general information, not individual immigration advice, and it is not a substitute for the official US Government guidance linked throughout. US student visa rules changed significantly during 2026 and further changes are proposed. Sandhu Overseas does not guarantee that a visa will be issued — that decision rests entirely with the US Department of State. Please confirm every requirement on travel.state.gov and studyinthestates.dhs.gov before acting on it.

Rupee amounts shown in brackets are approximate, converted at exchange rates of 12 November 2026. Exchange rates change daily, so check the current rate before arranging funds.

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