Study abroad guidance · United Kingdom

Study in the UKStudent Visa Guidance from Jalandhar

Plan your UK study journey by matching a course and licensed education provider to your academic background, budget, and career goals.

Indian student on Westminster Bridge in London with Big Ben behind her

Information on this page was checked against official UK Government sources on 22 October 2026. Reviewed by Mandeep Sandhu, Sandhu Overseas, Jalandhar. Next scheduled review: January 2027. Two UK rules change inside the next ten weeks — both are marked below. Always confirm on the gov.uk page linked beside each point before you act.

Two dated changes are coming, and both are already law. From 30 November 2026 the money you must show rises. From 1 January 2027 the Graduate route drops from two years to eighteen months for bachelor’s and master’s graduates. Neither is a rumour — both are written into the Immigration Rules. If your application is close to ready, the date you submit it matters.
£1,171 (approx. ₹1.46 lakh) / £1,529 (approx. ₹1.91 lakh)Monthly funds, outside / in London
20 hours a weekTerm-time work, degree level
2 yearsGraduate route, until 1 Jan 2027
CEFR B2English level for degree courses

Why students from Jalandhar look at the UK

The UK is the shortest route to a recognised master’s degree that we deal with. A taught postgraduate course is usually one year rather than two, which changes the arithmetic completely: less tuition, fewer months of living costs, and a graduate work permit a year sooner than most other destinations. For a student from Doaba who already has a three-year bachelor’s degree, that compression is the whole appeal.

It comes with a trade-off that nobody in Jalandhar explains clearly enough. Since January 2024 a one-year taught master’s carries no right to bring a spouse or children. If you are married and your plan depends on your partner coming with you, the UK is a different conversation from Canada or Australia, and it is better to have that conversation before you pay a deposit than after.

One-year master’s degrees

Most taught postgraduate courses run twelve months. That is one academic year of tuition and one year of living costs to evidence, against two in several competing destinations.

20 hours a week during term

Full-time degree-level students at a compliant higher education provider may work 20 hours a week in term time and full-time during vacations. Below degree level the limit is 10 hours, and part-time students may not work at all.

The Graduate route — while it lasts at two years

An open work permit after graduation with no job offer needed. Two years for bachelor’s and master’s graduates if you apply before 1 January 2027, eighteen months after that. PhD graduates keep three years either way.

No dependants on a taught master’s

Say this one out loud before you plan around it. For courses starting on or after 1 January 2024, only PhD, doctoral and research-based higher degree students — and government-sponsored students — may bring a partner or children.

What is changing, and when

Everything in this table is already in the Immigration Rules. None of it is a prediction.

ChangeWhat it means for youDate
Maintenance funds riseLondon goes from £1,529 (approx. ₹1.91 lakh) to £1,570 (approx. ₹1.96 lakh) a month; outside London from £1,171 (approx. ₹1.46 lakh) to £1,203 (approx. ₹1.50 lakh). Applications made before the date are decided on the current figures.30 Nov 2026
Graduate route shortensBachelor’s and master’s graduates get 18 months instead of 2 years. PhD graduates keep 3 years.1 Jan 2027 (by application date)
Dependant restrictionTaught master’s students can no longer bring a partner or children. PhD, doctoral and research degrees are unaffected.Courses from 1 Jan 2024
No switching to a work route mid-courseYou cannot move from Student to Skilled Worker before completing your course, with narrow exceptions.17 Jul 2023
Maintenance last raisedTo the current £1,529 (approx. ₹1.91 lakh) / £1,171 (approx. ₹1.46 lakh) figures.11 Nov 2025
Sponsor compliance tightenedColleges must now keep a visa refusal rate under 5% and enrolment of at least 95%, or lose their licence. Check your sponsor’s standing before you pay.1 Jun 2026
Course completion threshold risesSponsors will need 90% course completion. More colleges may come under pressure.1 Jun 2027

Sources: Statement of Changes HC 584 · Appendix Graduate · Appendix Student.

One change that is often reported wrongly. The English requirement rose from B1 to B2 on 8 January 2026 — but only for work routes such as Skilled Worker. The Student route is unchanged: B2 for degree level, B1 below it. If a page or a WhatsApp forward tells you the student English requirement went up this year, it is confusing two different rules.

Money you must show, and the 28-day rule

The UK does not ask for a lump sum in the abstract. It asks for a specific amount, held for a specific length of time, ending within a specific window. More Jalandhar applications fail on the timing of the money than on the amount of it.

Where you will studyPer month, now to 29 Nov 2026Per month, from 30 Nov 2026
London (City of London and the 32 boroughs)£1,529 (approx. ₹1.91 lakh)£1,570 (approx. ₹1.96 lakh)
Outside London£1,171 (approx. ₹1.46 lakh)£1,203 (approx. ₹1.50 lakh)

You must cover up to nine months of living costs at that rate, plus any outstanding course fees for one academic year as stated on your CAS. Part months round up. If you have already paid an accommodation deposit to your university, it can be offset against the living-costs figure up to a capped amount.

  • The money must sit in the account for 28 consecutive days
  • The end of that 28-day period must fall within 31 days of the date you apply
  • Bank funds, a student or education loan, and official sponsorship letters are all accepted evidence
  • If you have already lived in the UK on a visa for at least 12 months, you are exempt from proving funds and course fees
India is not on the differential evidence list. Applicants from some nationalities may apply without submitting financial documents and be asked for them only if UKVI wants to see them. Indian nationals are not in that group. Your financial evidence must go in with the application, complete, first time. Any consultant who tells you the bank statements can follow later is working from somebody else’s country list.

Official source: gov.uk — Student visa: money you need. Amounts change; confirm the current figures before you move money.

English: what the UK actually requires

Course levelRequired levelWho can assess you
Degree level or above (RQF 6, 7, 8)CEFR B2A Secure English Language Test, or your university itself — its own test still has to meet B2
Below degree level, and pre-sessional coursesCEFR B1A Secure English Language Test

You must demonstrate all four skills — reading, writing, speaking and listening. Where the university assesses you itself, it has to say so on your CAS and state the method it used. Where a test is required, the CAS must carry the test provider, the unique reference number and your score in each component.

India is not on the English exemption list either. Nationals of a number of English-speaking countries, and holders of a degree-equivalent qualification taught in one of them, do not need to prove English separately. India is not among them, and an Indian degree taught in English does not by itself exempt you. You will either take an approved test or be assessed by your university, if it is degree level and the university offers that.

Official source: gov.uk — Knowledge of English. Our IELTS guide covers test preparation.

Check your college is a licensed student sponsor

A UK institution can only issue you a CAS if it holds a sponsor licence. The Home Office publishes the register of licensed sponsors and updates it almost daily. That register is the only official way to check — gov.uk offers no other method, and no agent’s assurance substitutes for looking.

Two things follow from your sponsor’s status, and they matter more than most students realise. Your right to work 20 hours a week, your ability to switch to a Skilled Worker visa before your course ends, and your eligibility for the Graduate route all depend on being sponsored by a higher education provider with a track record of compliance. A college on probationary standing is not the same thing. Since June 2026 sponsors must also keep their visa refusal rate below 5% and enrol at least 95% of the students they issue a CAS to, which has put a number of smaller providers under real pressure.

Official source: Register of licensed sponsors: students.

What you will need

Your CAS

Issued by your licensed sponsor after an unconditional offer. Your application must be made within six months of the CAS being issued, and a CAS older than that makes the application invalid rather than merely weak.

Passport and identity

A valid passport or travel document. Biometrics are taken as part of the application, at no separate charge.

Financial evidence

Bank statements covering the 28-day period, or loan and sponsorship letters. For Indian applicants this goes in with the application, not afterwards.

Check whether these apply

An ATAS certificate for sensitive subjects at postgraduate level; a tuberculosis test certificate; parental consent if you are 16 or 17; and translations of documents not in English.

Our visa document checklist covers the general paperwork most applications need.

How the application works, step by step

Pick the course, then check the sponsor

Shortlist courses, then look each institution up on the register of licensed sponsors and confirm it is a higher education provider with a track record of compliance. Do this before applications, not after an offer arrives.

Meet the English requirement

B2 for degree level, B1 below it, in all four skills. If your university will assess you itself, get that confirmed in writing — it has to appear on your CAS.

Accept the offer and get your CAS

The offer must be unconditional. The CAS reference is what you enter on the visa form, and the clock on its six-month validity starts the day it is issued.

Hold the money for 28 clear days

Work backwards from your intended application date. The 28-day period has to close within 31 days of applying, so moving money late is one of the easiest ways to lose an intake.

Apply online, pay the healthcare surcharge, give biometrics

The application includes the Immigration Health Surcharge, which must be paid for the whole period of your visa. Fees and the surcharge rate change, so check the current amounts on gov.uk before you pay.

Respond to anything UKVI asks for

You may be asked for further documents, a credibility interview, or a tuberculosis test certificate. Treat every deadline as firm.

Travel and collect your permission

You cannot usually arrive more than a week before a course of six months or longer begins. Carry your CAS, your offer letter, your financial evidence and your TB certificate in your hand luggage.

Official source: gov.uk — Student visa. Fee and Immigration Health Surcharge amounts change regularly; we do not publish them here, and neither should anybody else without a date on them.

Working while you study

Your courseTerm timeOutside term time
Full-time, degree level or above, at a higher education provider with a track record of compliance20 hours a weekFull-time
Full-time, below degree level, at such a provider10 hours a weekFull-time
All other study, including every part-time courseNo work permittedNo work permitted

An assessed work placement that forms an integral part of your course is allowed on top of this. What is never allowed, at any level: self-employment or running a business, work as a professional sportsperson — which expressly includes working as a sports coach — work as an entertainer, filling a permanent full-time vacancy, and claiming public funds. The 20-hour limit is a weekly cap, not an average, and breaching it is a breach of your visa conditions rather than an employment matter.

Official source: Immigration Rules, Appendix Student (paragraph ST 26).

After you graduate: the Graduate route

The Graduate route is an open work permit. You do not need a job offer, you are not tied to an employer, and you may be self-employed. You can get it once.

What you completedIf you apply before 1 Jan 2027If you apply from 1 Jan 2027
UK bachelor’s or master’s degree2 years18 months
PhD or other doctoral qualification3 years3 years

To qualify you must be inside the UK when you apply, hold Student permission, have successfully completed the course, and have been sponsored by a higher education provider with a track record of compliance. Your university must also have told the Home Office that you finished — your application cannot be decided before that notification lands, which is why graduates sometimes wait on their own institution. If your course ran longer than twelve months you must have studied at least twelve of them in the UK; if it was twelve months or shorter, you must have done the whole course in the UK.

The Graduate route cannot be extended. Most people use it to find skilled work and then switch to the Skilled Worker route from inside the UK.

Official source: gov.uk — Graduate visa.

Can your husband, wife or children come with you?

For most Jalandhar applicants the honest answer is no, and it is better to hear it now. For courses starting on or after 1 January 2024, only these students may bring dependants:

  • Students on a PhD, other doctorate, or a research-based higher degree of nine months or longer
  • Government-sponsored students on a course longer than six months

A taught one-year master’s — the most common UK choice from Punjab — does not qualify. Nor does an undergraduate degree. A dependant is a husband, wife, civil partner or unmarried partner, or a child under 18 who is unmarried and lives with you.

Where dependants are permitted, they may work and be self-employed, with one express exclusion: no work as a professional sportsperson or sports coach. They may also study, subject to an ATAS certificate where one is needed after they turn 18. They have no access to public funds. If your family situation is the deciding factor in where you study, read our UK dependent visa and UK spouse visa pages, and let us map the options against the current rules before you commit.

Official sources: gov.uk — your partner and children · Appendix Student, paragraphs ST 31 and ST 39.

If your application is refused

Start by separating two different outcomes. An application can be rejected as invalid — the wrong form, an unpaid fee or health surcharge, no biometrics, no passport, or a CAS more than six months old — in which case it is never considered at all. That is different from a refusal.

Where an application is refused, the Immigration Rules set out the grounds. The ones that affect students most often are:

  • Deception — refusal is mandatory where the Home Office is satisfied deception was used
  • False representations or false documents — and this applies whether or not the false material was relevant, and whether it came from you or from someone acting for you
  • Failing to provide information, attend an interview, give biometrics or undergo a medical examination without a reasonable excuse
  • Previous breaches of immigration law, including overstaying, with re-entry bans running from 12 months to 10 years
  • Unpaid NHS charges of £500 (approx. ₹62,400) or more, and certain criminal convictions
The false-document ground is the one to take seriously in Punjab. It bites even when the document was arranged by an agent rather than by you, and even when it made no difference to the decision. A refusal on that basis follows you into every future application to the UK and often elsewhere. If anyone offers to improve your bank statements, your experience letters or your marksheets, walk out.

The remedy for a refusal is administrative review, not an appeal. Applying from outside the UK you have 28 days from the decision; from inside the UK, 14 days. There is a fee, and gov.uk warns that a review can take twelve months or more. A review is treated as withdrawn, with no refund, if you make another application, ask for your passport back to travel, or leave the UK. Your refusal letter states which remedy is open to you — read it before doing anything else, including reapplying.

Official sources: Immigration Rules, Part Suitability · Ask for a visa administrative review. Our visa interview guide covers credibility interviews.

Starting your UK application from Jalandhar

The UK file is less about volume of paperwork than about sequence. The CAS has a six-month clock, the money has a 28-day clock that must close within 31 days of applying, and from 30 November the amount itself changes. Those three clocks have to be lined up before anything is submitted, and that is most of what we do on a UK case.

Come in with your papers

Our office is at 298, 1st Floor, Defence Colony, Jalandhar, open Monday to Saturday, 9:00 AM to 6:00 PM. If you are in Jalandhar, Kapurthala, Phagwara, Nakodar, Hoshiarpur or Nawanshahr, bring your degree marksheets, your passport and your English test result if you have one.

We work backwards from the intake

September and January are the main intakes. From the course start date we count back through the CAS, the 28-day funds period and your English test booking, and tell you the latest date each one can happen.

Funds the way UKVI reads them

A balance that appears a fortnight before filing raises the question the rules are designed to ask. We go through sponsor documents, education loans and statement history with you so the file explains itself.

One more thing worth saying plainly. Jalandhar has a great many immigration offices and the quality varies enormously. Whoever you work with, ask them to show you the gov.uk page behind any rule they quote. Every figure on this page carries its link for that reason.

How Sandhu Overseas helps

We are an immigration and visa consultancy in Jalandhar. We are not part of the Home Office, we do not represent UKVI, and no consultancy can guarantee a visa. What we can do is make sure the file is complete, current and internally consistent, and that you understand each requirement before you spend money against it.

Course and sponsor review

Shortlisting courses against your academics and budget, and checking each institution on the register of licensed sponsors before you apply.

Admission and CAS coordination

University applications, offer and deposit guidance, and keeping the CAS timed so its six-month validity still has room when you file.

Funds planning

Mapping the 28-day window against your application date, and organising loan or sponsor documentation to meet the current requirement.

Application preparation

Form completion, document checks, TB test arrangements and support with any credibility interview.

English test planning

Working out whether you need a Secure English Language Test or whether your university will assess you, and booking around the intake.

Family questions, answered early

If a partner or children are part of your plan, we tell you at the first meeting what the dependant rules allow — including when the answer is that another destination fits you better.

Other UK services from our Jalandhar office

This page covers the Student visa. If your UK plan takes a different route, these pages go into each one:

Frequently asked questions

How much money do I need to show for a UK student visa?
For applications made up to 29 November 2026, £1,529 (approx. ₹1.91 lakh) a month if you study in London and £1,171 (approx. ₹1.46 lakh) a month outside London, for up to nine months, plus any outstanding course fees for one academic year. From 30 November 2026 those figures rise to £1,570 (approx. ₹1.96 lakh) and £1,203 (approx. ₹1.50 lakh). The money must be held for 28 consecutive days, and that 28-day period must end within 31 days of the date you apply.
What is the 28-day rule?
Your funds must sit in the account continuously for at least 28 days, and the last day of that period must fall within 31 days of your application date. It is a very common reason for UK refusals, because money transferred in shortly before filing does not meet it. Plan the transfer backwards from your intended application date.
Do Indian students have to submit bank statements with the application?
Yes. Some nationalities are on a differential evidence list and may apply without financial documents unless UKVI asks for them. India is not on that list, so full financial evidence must be submitted with the application.
Do I need IELTS for a UK student visa?
You need to prove English at CEFR B2 for degree-level courses and B1 below degree level, in all four skills. That usually means a Secure English Language Test, but for degree level and above your university is allowed to assess your English itself, and many do. India is not on the English exemption list, and an Indian degree taught in English does not exempt you by itself.
How long is the UK Graduate route?
Two years for bachelor’s and master’s graduates if you apply before 1 January 2027, and eighteen months for applications made on or after that date. PhD and doctoral graduates get three years either way. It is an open work permit, you can only get it once, and it cannot be extended.
Can I bring my wife or husband on a UK student visa?
Only if you are on a PhD, another doctorate or a research-based higher degree of nine months or longer, or you are a government-sponsored student on a course longer than six months. For courses starting on or after 1 January 2024, taught master’s and undergraduate students cannot bring dependants. This catches a lot of married applicants from Punjab, so settle it before you pay a deposit.
How many hours can I work on a UK student visa?
Twenty hours a week in term time if you are a full-time student at degree level or above with a compliant higher education provider, and full-time outside term. Ten hours a week if you are full-time below degree level. Part-time students cannot work at all. Self-employment, work as a professional sportsperson or sports coach, and work as an entertainer are never permitted.
How do I check that my UK college is genuine?
Look it up on the Home Office register of licensed sponsors, which is published on gov.uk and updated almost daily. Beyond that, check that it is a higher education provider with a track record of compliance, because your work rights and your Graduate route eligibility both depend on that status. Since June 2026 sponsors must keep a visa refusal rate under 5% and enrol at least 95% of students they issue a CAS to.
What is a CAS and how long is it valid?
A Confirmation of Acceptance for Studies is a reference number your licensed sponsor issues after an unconditional offer. You must apply for the visa within six months of the CAS being issued. An application made on a CAS older than that is rejected as invalid, which means it is never considered.
Can I switch to a work visa before my course finishes?
Generally no. Since July 2023 students cannot switch out of the Student route into a work route before completing their course, with narrow exceptions. There is a related provision allowing you to start a permanent full-time job up to three months before your course completion date if you already have a Skilled Worker application pending and meet the conditions.
Is the English requirement for students going up to B2 everywhere?
No. The rise from B1 to B2 that took effect on 8 January 2026 applies to work routes such as Skilled Worker, not to the Student route. The Student route remains B2 for degree level and B1 below it. This is a frequently confused point.
What happens if my UK student visa is refused?
Your refusal letter explains the ground and tells you what remedy is open to you. For a Student visa that is normally administrative review rather than an appeal, within 28 days if you applied from outside the UK. A review can take twelve months or more and is treated as withdrawn, without refund, if you make another application or leave the UK. Read the letter carefully before reapplying, because reapplying without addressing the stated ground usually fails again.
Can an agent’s mistake on my documents affect me?
Yes, and severely. The false representations ground applies whether the false material came from you or from a third party acting for you, and whether or not it made any difference to the decision. A refusal on that basis affects future applications to the UK and often to other countries. Never allow anyone to alter financial statements, experience letters or academic records on your behalf.
Which intakes does the UK have?
September is the main intake, with a smaller January intake and limited May entry at some institutions. Because the CAS, English test and 28-day funds period all have to be sequenced before you apply, work backwards from the course start date rather than forwards from today.
Do I need a consultant for a UK student visa?
You can apply yourself — gov.uk publishes everything free of charge. What a consultancy adds is current knowledge, sequencing and completeness. Before engaging anyone, ask what their role formally is, get the fee structure in writing, and be wary of any promise of guaranteed approval or a stated success rate. Nobody can guarantee a UKVI decision.

Talk through your UK plan with us

Bring your marksheets, your budget and your questions. We will tell you honestly what the current rules allow for your profile — including when the answer is that a different destination or a different course fits you better.

Call the study desk: +91 78371-05715 All student visa services

Sandhu Overseas · 298, 1st Floor, Defence Colony, Jalandhar, Punjab 144001 · Monday to Saturday, 9:00 AM – 6:00 PM · Punjab Govt Approved Agent, Licence No. 1807/MC-6/MA/JAL

Important. This page is general information, not individual immigration advice, and it is not a substitute for the official UK Government guidance linked throughout. Requirements, fees and amounts change without notice, and two of the figures above change during this visa year. Sandhu Overseas does not guarantee that a visa will be issued — that decision rests entirely with UK Visas and Immigration. Please confirm every requirement on gov.uk before acting on it.

Rupee amounts shown in brackets are approximate, converted at exchange rates of 12 November 2026. Exchange rates change daily, so check the current rate before arranging funds.

Scroll to Top